Couple questions: 1. Is your 1% take rate on top of what you have to also pay credit card's interchange fees? 2. How much are you looking to raise this round? Your valuation looks very attractive but I'm concerned if you sell too much equity, you'll dilute yourself early on. 3...

Is your 1% take rate on top of what you have to also pay credit card interchange fees? Teal’s 1% take rate is on top of the financial infrastructure we are leveraging inclusive of ACH and wire transfers (85% of brand transactions) and is still less expensive than competitors even with our added margin. Credit card interchange fees will include our 1% take and will still be competitive to the current market rates. How much are you looking to raise this round? We are raising 100k for 6.7% equit...

Could you expand on international growth a bit and what kind of traction you expect for it next year?

Teal is expanding into the next three high growth hubs like LATAM, SEA, and Nigeria while giving the option for localized payments. We can expect to see a 3x growth in our user base within the first year of entering these regions, through network effects and our product led growth.

I invested early through VITALIZE Angels and am interested in your latest raise. Are you still pre-revenue? If not, what is your month over month growth looking like?

Hi Julie, thanks for reaching out! We're $5K in revenue, waiting for our first deals to close out end of this month to see our take rate revenue. Here's our updated deck to review. https://docsend.com/view/dvsfqv7sai9bd5h2

what makes you different than other companies doing the same thing? there is another raising now doing exactly the same thing

Hi John! The more folks entering our world validates how fast it's moving. It's great to hear other smart people are jumping in. Without knowing the specific company you're referencing, I appreciate the pressure test. To preface, we're not solving for brand discovery. That's the most overcrowded product in the industry. We're the financial infrastructure underneath the whole ecosystem. Most creator fintechs chase brands and creators.. their workflow, their reporting, their reconciliation. We ...

Riff

The Payment OS for the Creator Economy

$11,150

of a $100,000 goal

RESERVE

min $250

INVESTMENT TERMS

Future Equity

$6M valuation cap

useriff.app

Los Angeles, CA

Technology Fintech & Finance Female Founder B2B SaaS

What Investors Say

LEAD INVESTOR

Invested $1,000 this round

VITALIZE is investing in Teal because it’s solving a major pain point for the growing creator economy—inconsistent payments, tax headaches, and outdated financial tools that weren’t built for independent workers. Plus, they closed a huge customer quite fast! Teal streamlines invoicing, multi-party payments, and tax compliance through an all-in-one digital wallet, giving creators better control over their finances. With CollabPay, it also makes revenue sharing between brands and creators seamless. By leveraging data science, Teal optimizes payments, predicts delays, and provides real financial insights, making it a perfect fit for VITALIZE.

What People Say

Riff

Quick facts

Team profiles

Featured investor profiles

$11,150

What Investors Say