We welcome any questions you may have. Our team is here to provide information and help you better understand our work and vision.

Can we find out a bit more about the actual network itself? What advantages does it have over some of the crypto networks?

Hi Decio, that's a broad question and we've added more info on our Wefunder page, or you can schedule a call where one of our team members can provide more details. In short, what we are building is a network that can reduce time and fees for money transfers, mainly for cross-border payments. As a result, we are not competing with any single player. Instead, we are bringing everyone together in one place to achieve our target of easy, nearly free, and instant money transfers. On this network,...

I understand that you are using Us backed securities to maintain the peg. 1) But what sort of collateralization will be used. US securities are very volatile at the moment. USDT depegged in 2022 and 2023, what lessons did Oner learned from this, and what solutions have you dev...

Great questions! Our global stablecoin is one product in our broader payment network. One of the main reasons for us to issue and use our own stablecoin is the structure designed to minimize risks and reduce single points of failure. We work with our partners to use short-term US Treasuries as backing for the stablecoin, which decreases the risk you mentioned. The key point is our multi-issuer structure. This means we do not rely on one bank or one partner to issue our stablecoin. Instead, mu...

Where can I see the amount pledged to date? I am wondering if the Early bird bonus limit of $500,000 has been surpassed.

Dear Jerry, Thank you for your question. As of today, it’s available. You can view the details at the following link: https://help.wefunder.com/reservations/reservation-early-bird-terms-and-contracts . I’ve copied the question and answer from Wefunder below for your convenience. FAQ: Do reservations have Early Bird terms and contracts? A: During the TTW period, terms, like money, cannot be legally tied to a reservation. This means that if the company offers Early Bird Terms, the investors who...

Hello and interesting concept. Couple initial questions --- 1) How are payments being supported on the Visa and MC Network but no fees being charged (or substantially lower fees)? Why would Visa and MC allow this? 2) I see you are looking to use interest revenue from T-bills a...

Great questions—here’s how Oner approaches both: 1) We’re not bypassing Visa or Mastercard; when users transact on card rails, standard network/acquirer fees apply, and when users pay within our network we lower the blended cost by focusing on cross-border flows where we can route over the lowest-cost compliant rail (including local real-time systems AND on-chain settlement where appropriate). Practically, if an end user chooses to spend via Visa or Mastercard, their terms/fees apply; if they...

Oner

The Intelligent Financial Network ( 250+ investors backed us in Round 1 )

$159,263

of a $179,120 goal

RESERVE

min $200

INVESTMENT TERMS

Future Equity

$45M valuation cap

oner.network

New York, NY

Technology Fintech & Finance AI

Highlights

Unlock Early Bird Bonus. First $100K also gets a 15% bonus — limited-time reward for early backers.

280+ investors backed us in Round 1 — join them in Round 2

A faster, cheaper, and accessible approach to global payments for humans and AI.

Innovative Multi-Issuer Digital Dollar. Built-in cashback. Spend anywhere Visa or Mastercard works.

Featured Investor

Team

Pitch Deck

1 / —

Ready to Help Build a Fairer Financial World?

📢 You're viewing Round 2 of our Wefunder raise.

Round 2 is now open — and 250+ investors from Round 1 are already with us.

We're building Oner Network — the payment infrastructure that processes any transaction for under 1 cent in under 1 second, whether you're sending $1 or $1 billion. Traditional payment systems still charge $15–50 per transfer and take days. We built the alternative: an always-on network that serves people sending money globally, businesses running operations at scale, and AI agents executing autonomous transactions — all on the same rails.

Our model is built to last. We're backed by reserve assets and stablecoin infrastructure — generating returns from reserves while keeping transaction fees near-zero. We're not another payment app. We're the infrastructure layer that others build on, capturing our share of the global payments and stablecoin market.

Round 1 proved the community sees what we see. Over 250 investors committed to this vision. We're preparing a full progress update — milestones, metrics, and what's next — dropping in the next few days. Follow the campaign now so you don't miss it.

Invest from $200 | Schedule a Meeting

[email protected]