Question 1

We welcome any questions you may have. Our team is here to provide information and help you better understand our work and vision.

Accepted Answer

We welcome any questions you may have. Our team is here to provide information and help you better understand our work and vision.

Question 2

Can we find out a bit more about the actual network itself? What advantages does it have over some of the crypto networks?

Accepted Answer

Hi Decio, that's a broad question and we've added more info on our Wefunder page, or you can schedule a call where one of our team members can provide more details. In short, what we are building is a network that can reduce time and fees for money transfers, mainly for cross-border payments. As a result, we are not competing with any single player. Instead, we are bringing everyone together in one place to achieve our target of easy, nearly free, and instant money transfers. On this network,...

Question 3

I understand that you are using Us backed securities to maintain the peg. 1) But what sort of collateralization will be used. US securities are very volatile at the moment. USDT depegged in 2022 and 2023, what lessons did Oner learned from this, and what solutions have you dev...

Accepted Answer

Great questions! Our global stablecoin is one product in our broader payment network. One of the main reasons for us to issue and use our own stablecoin is the structure designed to minimize risks and reduce single points of failure. We work with our partners to use short-term US Treasuries as backing for the stablecoin, which decreases the risk you mentioned. The key point is our multi-issuer structure. This means we do not rely on one bank or one partner to issue our stablecoin. Instead, mu...

Question 4

Where can I see the amount pledged to date? I am wondering if the Early bird bonus limit of $500,000 has been surpassed.

Accepted Answer

Dear Jerry, Thank you for your question. As of today, it’s available. You can view the details at the following link: https://help.wefunder.com/reservations/reservation-early-bird-terms-and-contracts . I’ve copied the question and answer from Wefunder below for your convenience. FAQ: Do reservations have Early Bird terms and contracts? A: During the TTW period, terms, like money, cannot be legally tied to a reservation. This means that if the company offers Early Bird Terms, the investors who...

Question 5

Hello and interesting concept. Couple initial questions --- 1) How are payments being supported on the Visa and MC Network but no fees being charged (or substantially lower fees)? Why would Visa and MC allow this? 2) I see you are looking to use interest revenue from T-bills a...

Accepted Answer

Great questions—here’s how Oner approaches both: 1) We’re not bypassing Visa or Mastercard; when users transact on card rails, standard network/acquirer fees apply, and when users pay within our network we lower the blended cost by focusing on cross-border flows where we can route over the lowest-cost compliant rail (including local real-time systems AND on-chain settlement where appropriate). Practically, if an end user chooses to spend via Visa or Mastercard, their terms/fees apply; if they...

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