Invest in Mainstreet

Your funds your way

EARLY BIRD TERMS: $951,588 LEFT

$48,412

reserved of a $500,000 goal
INVESTMENT TERMS
Future Equity
 $15M  $12.35M valuation cap
Early Bird Bonus: The first $1M of investments will be in a SAFE with a $12.35M valuation cap and 10% discount

Highlights

1
Crypto & fiat enabled POS system with a built-in exchange
2
Your funds your way = send ANY supported currency you want & receive ONLY the currencies you want
3
$304.6K equity-free grant funding raised (Mainstreet 2022)
4
36% US businesses accept crypto. 85% projected to accept crypto in two years

Our Team


Bridging traditional finance and tomorrow's currency

Woman on cellphone sending Bitcoin to man, who receives the currency as USD

There's no easy path to the new economy

Individuals struggle with complex onboarding within platforms designed primarily for advanced users and traders. Meanwhile, merchants and service providers face the daunting task of managing multiple applications and wallets just to accept cryptocurrencies, hindering their access to the new economy.

Mainstreet is a payment app that makes crypto easily accessible for everyone, seamlessly integrating the new economy and traditional business on one platform.

A person with a worried expression on their face, looking at a phone screen displaying data from a Gallup poll. The poll data shows that over 50% of households are worried about the safety of their funds stored in banks. Source: https://news.gallup.com/poll/505439/half-worry-money-safety-banks.aspx

On top of onboarding challenges, many people are losing trust in the banking system due to financial crises, lack of transparency, misconduct, inflation caused by fractional reserve lending, and the rise of alternative financial services. Unlike traditional banks, Mainstreet doesn't loan or leverage user funds, so your money is safe and always available when needed, limiting exposure to the pitfalls associated with the legacy banking system and providing you with peace of mind.


Headline: Cryptocurrency Is Exploding

Individuals: 56% of American adults, roughly 145 million people, say they own cryptocurrency.

Merchants: More than 85% of retailers plan to accept cryptocurrency within the next two years and view enabling crypto payments as a high priority.

Market: The global blockchain market value is expected to reach $67.4 billion, with a CAGR of 68.4% and a cryptocurrency market cap of $6 trillion by 2026.

Crypto is growing faster than the internet with no signs of slowing down. Over five years (2017-2022), the number of crypto users have grown an average of 84.97% vs 69.36% for internet users (1995-2000). That's a 20.23% difference in average growth for crypto users.


Headline: Some of the biggest brands in the world are accepting crypto
Image of some of biggest brands in the world that accept crypto: Save the children, BMW, Microsoft, Shopify, Barnes & Nobles, Basket & Robins, Bed Bath & Beyond, Emirates, Crate & Barrel, Express, Game Stop, Lionsgate, Jumba Juice, Lowe's, Nordsrom, Expedia, Office Depot Office Max, Petco, Regal, Ulta, Whole Foods, Xbox, Norwegian, and AT&T

Over 15,000 businesses worldwide accept crypto, including roughly 2,300 US-based companies. It's no surprise that cryptocurrency is on the rise.


Headline: Crypto remittance is unmatched

41% of non-crypto-owning Americans (46.5M) intend to join the crypto market next year. With just 15.8% of remitters currently utilizing cryptocurrency for transfers, there remains a substantial 74.2% of the remittance market not using crypto, presenting a significant opportunity for expanded adoption.


Your Funds Your Way

Mainstreet provides a safe and seamless way to handle money. We prioritize security by maintaining 100% of all user balances, ensuring the availability of your assets at all times. Whether you're a business or an individual, create an account in just a few steps and you're ready to buy, sell, send, receive, store fiat and crypto.

At Mainstreet, merchants have the ability to choose the currency they want to receive, independent of the consumer's payment currency. This eliminates worries about price volatility, as merchants can opt for a stable currency of their preference for settlements, ensuring a consistent and predictable revenue stream. We remove the guesswork so you can transact with confidence and experience finance the way it should be.





Mainstreet is powered by innovators in blockchain development and community-driven events. Most notably, the same team behind DripDropz–the fastest, most trusted token delivery platform on the Cardano blockchain.


Our Go-to Market Strategy 

  • Money Transmitters - Currently, we're applying for our 54 US state MTLs which will allow us to operate in each state or territory. Next, we'll work to bring Mainstreet to the world: Dubai, El Salvador, Switzerland, Malta, Singapore, Japan (to name some places) and more.
  • 100M Users Supported - Backed by of our service providers, our MVP will be able to handle 100M users.
  • 300K Users Ready to Rock - Through our existing network we have 300K crypto friendly users ready to rock n’ roll on Mainstreet.


Mainstreet is not the only money-handling app out there, but it is a unique application that provides a one-stop shop for C2C, C2B, and B2B transactions. Imagine if Venmo, Stripe, and Coinbase got together and had a baby; that's Mainstreet!

With features reminiscent of the best peer-to-peer financial experiences and leveraging distributed ledger technology, Mainstreet is all set to deliver an enjoyable experience for everyone, from cryptocurrency enthusiasts to small business owners.

Our Business Model and Revenue

Mainstreet makes money in a couple of ways described below. 

  • Exchange Fees - These fees, include buying, selling, trading, transferring, depositing, withdrawing, and swapping traditional or digital assets.
  • Management Fees - Mainstreet earns income by holding certain cryptocurrencies.
Market potential and projections

based on $146.52 average fee per user annually

210M active users = $30.7B global market

250K users is 0.11% of the total market with a revenue potential of $36M/Yr

We aim to acquire 250k users in one year, grow our user base by 70% YoY, and capture 3% of the global crypto exchange market by 2030, with 6.3M active users generating a revenue of 923M annually.

This slide contains forward projections which cannot be guaranteed.

Mainstreet hopes to see a multi-million dollar valuation within 3-5 years similar to that of comparable companies. While we can’t predict the future, we can say we will work tirelessly to get our investors the best return on their investment.


Use of Proceeds

In 2022, Mainstreet raised $304,613 in equity-free grant funding from Project Catalyst fund 9. These funds allowed us to build out our demonstrator app. More importantly, we realized the world wants Mainstreet. We are raising capital to expand the team, develop our MVP, and bring our beta product to market.

Growth Starts Here

Seed: Raise $3.235M, Business model, Financial model, Licensing, Alpha application, R&D, Beta public launch

Series A: R&D, Limited public release, Market validation, Showcase revenue growth, Expand team, Growth trajectory, Acquire 250K users, Secure venture capital investment 12-18* months

Subsequent Rounds: Market Validation, Showcase revenue growth, Expand into new markets, Secure funding for 24-36 months




FAQs

How Does This Work?

The first $1,000,000 raised has a valuation cap of $12.35M (Early Bird Investors).


How much equity is being sold during the seed raise?

A total of 20.11% of the entire company (preferred shares).


Mainstreet will be hosting multiple funding rounds during our seed raise.

  • Round 1 (Early Bird) - 8% equity for the first $1,000,000 raised. 
  • Round 2 - 1.56% equity for the next $235,000 raised. 
  • Round 3 - 5.55% equity for the next $1,000,000 raised.
  • Round 4 - 5% for the next $1,000,000 raised.

Total raised = $3,235,000 for 20.11% of the entire company.


What is the minimum investment?

The minimum investment amount in this round is $100 USD.


Do I need to be an accredited investor?

No. Wefunder allows you to invest without being an accredited investor. All you have to do is sign up and invest. If you are an accredited investor interested in investing more than $100,000, please reach out to us directly at [email protected].


Reasons not to invest

Mainstreet is still early and risks abound. We are working on hard challenges and have a long time horizon. You should not invest any funds in this community round unless you can afford to lose your entire investment.




Disclaimer Regarding Forward Looking Statements

This presentation contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), that involve substantial risks and uncertainties. Forward-looking statements generally relate to future events or our future financial or operating performance. In some cases, you can identify forward-looking statements because they contain words such as “may,” “will,” “appears,” “shall,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “target,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential” or “continue” or the negative of these words or other similar terms or expressions that concern our expectations, strategy, plans or intentions. Forward-looking statements contained in this presentation include, but are not limited to, statements related to: our future plans, development and design of our application and/or platform, the impacts of the COVID-19 global health pandemic, including its impact on Mainstreet DDZ (the “Company”), our operations, or our future financial or operational results; our expectations regarding earnings, income, development, and acquisition of customer base and/or related marketplace for our product and/or services; our future financial performance, including our revenue, costs of revenue and operating expenses; our anticipated growth and growth strategies and our ability to effectively manage that growth; our ability to achieve and grow profitability; the sufficiency of our cash, cash equivalents and investments to meet our needs; our ability to maintain the security and availability of our platform; our predictions about industry and market trends; our ability to attract and retain customers; our ability to successfully operate internationally including, but not limited to, emerging markets; our ability to maintain, protect and enhance our intellectual property; our ability to attract and retain qualified employees and key personnel; and our ability to comply with modified or new laws and regulations applying to our business and our ability to successfully defend litigation brought against us especially regulators in the United States. All forward-looking statements are based on information and estimates available to us at the time such statements are made and are not guarantees of future performance. You should not rely upon forward-looking statements as predictions of future events. We have based the forward-looking statements contained in this presentation primarily on our current expectations and projections about future events and trends that we believe may affect our business, financial condition, results of operations and prospects. The outcome of the events described in these forward-looking statements is subject to risks, uncertainties and other factors described under the caption “Risk Factors” in our Form C. Moreover, we operate in a very competitive and rapidly changing environment. New risks and uncertainties emerge from time to time, and it is not possible for us to predict all risks and uncertainties that could have an impact on the forward-looking statements contained in this presentation. The results, events and circumstances reflected in the forward-looking statements may not be achieved or occur, and actual results, events or circumstances could differ materially from those described in the forward-looking statements. The forward-looking statements made in this presentation relate only to events as of the date on which the statements are made. We undertake no obligation to update any forward-looking statements made in this presentation to reflect events or circumstances after the date of this presentation or to reflect new information or the occurrence of unanticipated events, except as required by law. We may not actually achieve the plans, intentions or expectations disclosed in our forward-looking statements and you should not place undue reliance on our forward-looking statements. Our forward-looking statements do not reflect the potential impact of any future acquisitions, mergers, dispositions, joint ventures or investments we may make. In addition, statements that “we believe” and similar statements reflect our beliefs and opinions on the relevant subject. These statements are based upon information available to us as of the date of this presentation, and while we believe such information forms a reasonable basis for such statements, such information may be limited or incomplete, and our statements should not be read to indicate that we have conducted an exhaustive inquiry into, or review of, all potentially available relevant information. These statements are inherently uncertain and you are cautioned not to unduly rely upon these statements.


Disclaimer Regarding Non-GAAP Financial Measures

This presentation includes certain non-Generally Accepted Accounting Principles (“GAAP”) financial measures not based on generally accepted accounting principles. The Company presents non-GAAP financial measures when it believes that the additional information is useful and meaningful to investors. These non-GAAP financial measures are in addition to, and not a substitute for or superior to, measures of financial performance prepared in accordance with GAAP. The non-GAAP financial measures used by the Company may differ from the non-GAAP measures used by other companies. We believe that the use of this information is helpful to our investors as these metrics are used by management in assessing the health of our business and our operating performance. These measures, which we refer to as our non-GAAP financial measures, are not prepared in accordance with GAAP and have limitations as analytical tools, and you should not consider this in isolation or as substitutes for analysis of our results of operations as reported under GAAP. You are encouraged to evaluate the adjustments and the reasons we consider them appropriate. This presentation also contains estimates and other information concerning our industry that are based on industry publications, surveys and forecasts. This information involves a number of assumptions and limitations, and we have not independently verified the accuracy or completeness of the information. This presentation includes industry data obtained from publicly available third-party sources. The Company is not aware of any misstatements contained in such industry data, but it has not independently verified it and does not guarantee the accuracy or completeness of such information contained in this presentation. 

Overview