Portfolio management: increase from $100k to $800k in less than two years.
Why people love us
Paul has a special vision for democratizing personal investing, and the grit and deep industry knowledge to make it happen. I'm excited to see Paul build Equilibrium into a great company that will help regular people make smarter investment decisions.
Paul is a good friend of mine, and I know he has the drive, knowledge and experience and network to make Equilibrium come true. He has overcome every situation he has faced before, and I trust him in that he won’t stop working until achieving his goals.
Product Overview 75% of global trading has been automated with algorithms. FinTech companies disrupting brokerage business with commission free apps and some of them have above 4 million accounts opened within a last two years. We offer to replace $85T investment advising industry with an AI-Av
Equilibrium (EQBM Inc.) - Emotionally Intelligent Behavior Model executed by personalized Investment Avatar. Designed to manage your cryptocurrency portfolio on your behalf. EQBM is based on your mindset with the feature to eliminate confirmation bias and the capacity to take into account petabytes of data when analyzing trading or investment decisions.
Rule No.1: Never lose money. Rule No.2: Never forget rule No.1. Warren Buffett Everybody knows this famous statement, but how many people follow this advice that we can learn from the investment guru? In this post, we want to point your attention to the upcoming financial crisis. No dra
Equilibrium (EQBM Inc.) – is a FinTech Company founded in 2018 has its primary goal to solve Global Financial Contagion Problem.
We are specialized in quantitative analysis and portfolio management, behavioral finance, neural networks.
The gap between retail investors and institutional investors is continually increasing. The main reason being is the lack of access to the tools that Wall Street utilizes. For the retail investor, it is extremely hard to compete in an environment where 90% of trades are executed by automated algorithms. At the same time, the decision-making process for the investors who are still trying to compete with the Investment Banks (despite the fact mentioned above) is behavioral or emotional, rather than rational.
Our solution is the fully adjustable cryptocurrency AI trading/investment bot that considers petabytes of data, not just quantitative but recalculation of a humans actions and behaviors. It works for all types of assets, and the primary goal of this tool is to exclude irrational thinking by creating and involving a customized AI - avatar.
This means that an investor/trader has to pass the calibration process on what emotions prevail the most: greed, fear, hope, regret. Things that have historically caused a recession, a crowd of investors who are not objective when markets are changing at a fast pace. Eventually, we believe all market participants will benefit from using this bot. Low volatility, transparency not just for transactions on the blockchain network but taking into consideration this data and including it for decreasing the overall market manipulation risks caused by institutional investors, exchanges, government, etc.
In the pre-final stage of the bot development, the tool adjusts itself based on the fundamental factors, technical indicators, quantitative data, and behavioral indicators that can be identified when defining investor’s patterns. When the bot has 1000 indicators, not an investor, but the software itself picks what strategy fits best for his “specifics” or risk tolerance.
Once these specifications are defined, the bot transmits/executes trades with metrics and strategies that fit investors personality and criteria. If the investor decides to keep the bot with a default setting, it will consider all 1000 criteria. In this case, there is a high risk of not fitting the market changes, since conservative and aggressive types of investment represent different types of mindset and stress factor levels.
Based on the initial source code. Once the bot reaches the point of the perfect artificial execution, it may be used not just in finance but in the decision-making process daily in the human life routine.
How many decisions do people make every day? How many of them are successful? How many of them do people repeat? How rational are these decisions?
Equilibrium focuses on fixing/improving these decisions on financial markets and eventually will evolve as a daily life helper. Irrational micro decisions that lead a user to the poor macro results of their portfolio - our goal is to change this.
Who is Paul Savchuk?
Paul Savchuk is a portfolio manager, trader, entrepreneur, designer and visionary of EQBM Inc.
Equilibrium is a revolutionary product, which includes the solution for human inefficiency, emotional intelligence improvements, and elimination of personal confirmations bias, that if analyze lead our humanity to a global financial contagion effect. Equilibrium - Investment avatar with your mindset and capability to analyze petabytes of data. Equilibrium - Emotionally Intelligent Behavior Model executed by personalized Investment Avatar who thinks on your behalf, acts on your behalf, who follows your investment interests, but who also is capable of analyzing petabytes per second with the purpose to eliminate irrational decisions, investment fraud caused by investment professionals, and to improve global financial markets efficiency and distribution of wealth.
Equilibrium will dictate a new future for the wealth management industry. Fixing inequality in the global distribution of wealth and inefficiency on global financial markets will disappear.
Born in 1992, Paul obtained three degrees by the age of 26. He has a Bachelor’s Degree in Economics, Masters Degree in Business Intelligence and an MBA degree from Boston, MA, and currently obtaining full stack development skills. Mr. Savchuk came to the US as a refugee and was experimenting with different pursuits before founding Equilibrium (EQBM Inc.) in 2018. As of now, Savchuk is building the company from scratch.
What does your company do?
A web platform where users can create their avatars and become their investment advisors.
Where will your company be in 5 years?
Successful IPO and $1b market cap. Hardware development.
Why did you choose this idea?
To act rationally, to make decisions efficiently and to debug human Emotional Intelligence I came up with this equilibrium idea.
Why is this a good idea, right now? What changed in the world? Why wasn't this done a few years ago?
Cost - investment advisory fees range from $1,000 to $3,000 for managing your account.
Investment Fraud - investors claim $2 billion in losses in a typical year due to their financial advisor’s malfeasance or fraud.
Risk Management - market volatility and investing securely have risen to become two major concerns for investors.
Financial Crisis is approaching. https://www.eqbm.io/blog/global-crisis
There were not enough sources for creating machine learning tools for this level. The attempt was made by Betterment and Wealthfront. And they succeeded in their field. Equilibrium - is the next generation of these tools and companies.
What is your proudest accomplishment?
I came to the US as a refugee with $2000 in my pocket. In 1 year and a half, this amount became $100,000. Two years later and $800, 000 amount was on our trading account. In August of 2018, I 've lost everything. The best accomplishment I've ever had.
Since it forced me to learn how to automate my decision-making process.
How far along are you? What's your biggest obstacle?
Product in development.
With appropriate funding product will be finished by the end of December. If not 2020 launch is planned with or without funding.
Who are your competitors? Who is the biggest threat?
Money Farm / Betterment / Wealthfront
Fidelity / Charles Schwab / Edward Jones
Poloniex / Bitfinex / Binance
Blackmoon / Crypto Polychain / Capital Kenetic
What do you understand that your competitors don't?
Multi-level design thinking. Our team consists of experts specialized in full stack development, neural science, machine learning, behavioral finance, and portfolio management.
How will you make money?
We take a 10% commission on each profitable trade.
What are the biggest risks? If you fail, what would be the reason? What has to go right for you to succeed?
Flash crash. Glitch.
If fail we will try again.
The financial crisis will trigger exponential growth since the product is designed for people who suffered from those events in the past and for those people who want to prevent it.
What do you need the most help with?
What would you do with the money you raise?
60% on product development
30% on marketing and sales
10% on operations
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