Alma Financial

High yield neo-bank for underbanked users in the US

Last Funded May 2023


raised from 78 investors


Y Combinator

Raised from Y Combinator

$1.5 m raised from Lombardstreet Ventures, Pioneer Fund, Stonks Fund, Xoogler Fund
High yield savings account to help underbanked people manage spend and build credit
Founder is Ex-Facebook Novi Wallet, built MPC, and grew fiat wallet from 200k to 40m users
Using a prize-linked business model to encourage saving

Our Founder

Alma Financial

We are building a high yield savings account with low fees and debit cards for underbanked population in the U.S. (and eventually, beyond).

We want to help people manage their spend and build credit. To encourage users to save, we plan to use the prize linked savings model (reference).

Our intention is to launch our MVP in 3 - 6 months.

The team

Agni was a PM who led growth for the fiat side of the Novi wallet, driving it from 200k to 40M users.


We graduated from YC in Summer '22. Since then we've raised about $1.5M and pivoted our idea to Alma.

Join us.