Invest in Maoney, Inc.

The world's first friends and family (Peer-to-Peer) digital banking firm.

We are on a mission to Foster Financial Freedom through a new way of banking that allows people to safely and securely save together or lend to one another.

Past: Tested and validated our business model through 300+ interviews or focus groups, 5+ months of deep ethnography, and various iterations. Built and refined our banking prototype through 100+ user-testing sessions.

Now: Inviting YOU to join us as an Investor and Customer on our mission to democratize banking.

Next: Launch progressively our banking products and services.

Future: By 2025, reach a growth stage with 3+ Million Users and $200+ Million in revenue per year.

Peer-to-Peer Digital Banking is accessible Anywhere, Anytime, and Anyhow for Anyone.

Be it on your tablet, smartphone, laptop, or smartwatch, everyone can access our P2P banking services 24/7, anywhere in the world.

We are solving the "Access to Credit" issue. Half (50%) of the US Working Adult population cannot access credit in the current banking system due to having little or no credit score.

This issue is affecting anyone in their early 20s, immigrants in their first years, small business owners, startup founders, blue or white-collar professionals, and many more.

Unlike the current banking system, the friends and family bank is the only place on earth that offers credit regardless of credit score, income, or background. Beyond P2P Lending, the friends and family banking system has various other facets. From savings and loan groups to many more.

Regardless of the type of friends and family banking, the process is usually expensive (search and transaction costs), time-consuming (from finding a willing lender to convincing the person and receiving the loan), and risky (Only half of the loans are reimbursed every year).

Our solution is a new way of banking that allows people to conduct all their friends and family lending, saving, and investing transactions safely and securely in the digital world.

Our digital friends and family banking solution (Peer-to-Peer Banking) is cheaper, faster, and safer. Plus, we help users build their credit score by reporting their transactions to credit bureaus.

Through various features and functionalities, we make our digital friends and family banking safer for both lenders and borrowers.

Our exceptional features and functionalities work with borrowers to ease loan reimbursement for them.

Our diversified collateral system makes loans fully safe for lenders.

We have various revenue streams that we will be progressively deploying along with our banking products.

Our market is as big as the world. Anyone with a smartphone and an internet connection can use our service.

We are the 1st mover in the P2P NeoBanking space and we are Cheaper, Faster, Safer, and More Enjoyable (Social) than any other alternatives so far in the.

Progressively deploying our products and services.

Even with the most conservative forecast, we believe to achieve by our 3rd year on the market $200 million in revenue per year and about 3 million users.

We are raising a pre-seed round to speed up product development, cover legal and operational costs, and ensure 10 months of runway.