Invest in Yellowpay

Eliminating the payment gap between suppliers and buyers

$0

of a $50K goal
INVESTMENT TERMS
Common Stock
$8M pre-money valuation $0.18 per share Pro Rata

Highlights

1
$2M+ current monthly transaction volume and growing
2
$15.5 in total transaction volume in 2025, up 120% year-over-year
3
$1.35M gross profits in 2025 with ~$90K in net profit
4
50% return on capital deployed, with Allianz & Cofase backing the risk

Team


Memo

Yellowpay is a B2B payment platform which currently has 150+ suppliers and 350+ contractors on the platform, with an average deal size of around $60K and capital recycling every ~65 days.

We reached profitability on a month-to-month basis in 2025, generating ~$90K in Net Profit and $1.35M in Gross Profit on $15.5M in processed volume. 100% of customers come back, and we’ve grown entirely through referrals, with zero paid acquisition.

Every B2B transaction carries the same structural problem. Suppliers (manufacturers, wholesalers, and material distributors) need to get paid the moment goods ship. Buyers (contractors and developers on the other end of those transactions) are waiting on payment from their own customers before they can pay suppliers.

That gap runs 30, 60, 90 and sometimes 120 days, and it sits at the center of nearly every cash flow crisis in trade.

In capital-intensive industries like AI-infrastructure, energy storage, and renewables, the problem is enormous. A contractor may be managing hundreds of thousands of dollars in materials on 90-day terms while waiting to collect on a multi-million dollar contract. This problem runs deep in AI infrastructure, where hypergrowth and cash flow constraints collide.

Suppliers turn down orders they can't float. Contractors decline jobs they can't afford to start. Banks are too slow and too rigid to fund this market.

While multiple ‘buy now pay later’ solutions exist for consumers, few have built a purpose-built payment platform for B2B purchases until now.

Yellowpay is a payments platform built for the way B2B trade actually works. Where traditional financing stalls on credit reviews and relationship approvals, Yellowpay facilitates transactions within 24 hours.

Suppliers with 120-day payment terms get paid within 24 hours of invoicing. Buyers get flexible terms, automatic pre-qualification, and instant credit decisions without a traditional credit application. Everything runs through a single platform, purpose-built for the B2B industry

Credit risk on every transaction is insured through Allianz and Coface, two of the world's largest trade credit insurers. Yellowpay carries the upside on each transaction at a 50% return on capital (XIRR), with the downside backed by institutional insurance. Financing is provided through Encore, with a second credit facility at 12.5% coming online in August 2026.

Construction materials in the US represent a $310B market, and the huge demand in AI infrastructure, energy storage, renewable and grid infrastructure is accelerating the volume and complexity of the transactions running through it.

Yellowpay is building the financial infrastructure that businesses run on. Every supplier paid in 24 hours and every contractor empowered to take on more. Join us as an early investor today.

Overview