We’re building software that helps small real estate investors and developers raise capital faster, with clarity, speed, and trust.

Raising capital for real estate shouldn’t feel like chaos. But today, for most builders and small developers, it does.

UnderContrac is building the infrastructure layer that modernizes how real estate projects get financed.

Developers can package and submit projects for financing in a few guided steps using AI-assisted data organization and standardized workflows, and when an equity gap exists, our platform supports structured equity raises with transparent investor onboarding and project tracking.

We’re not a lender.

We’re not a fund.

We’re the software that sits underneath capital formation and makes it work.

The Problem

Real Estate Financing Is Broken for Small Builders.

If you’re a small or mid-market real estate developer, the hardest part of the job is not building.

It’s financing.

Raising capital is fragmented and expensive. Developers rely on brokers, emails, and cold outreach, juggling PDFs and spreadsheets instead of building.

Banks typically finance only a portion of development costs, leaving an equity gap that slows or stops otherwise viable projects.

Even when interest exists, a lack of transparency hurts trust. Without standardized project data, investors and lenders hesitate and deals take longer to close. There is no system. No standard workflow. No single place where a deal actually lives from submission to funding.

Most small developers don’t have capital markets teams or in-house legal support. They rely on hustle and long hours to keep deals alive.

As a result, projects get delayed or fall apart, not because the deal was bad, but because the process was broken.

And when small builders can’t access capital efficiently, housing supply can’t keep up.

The old way of raising capital no longer works at today’s pace.

Small and mid-market developers are feeling this pressure first. They’re competing against larger firms with teams, systems, and institutional access, while still relying on legacy tech.

We’re building this now because the tools finally exist to do it right. Today’s advances in software and AI allow us to turn a manual, relationship-driven process into a standardized workflow that scales.

Our focus is on giving today’s builders access to the same infrastructure as larger firms, while creating a platform the next generation of developers will use to close deals faster and compete.

This is the turning point where real estate capital moves from ad-hoc processes to software-driven systems.

Our Solution

We help operators go from “I have a project” to “I have organized, finance-ready materials” - faster, cleaner, and with less friction.

Our platform enables developers to:

1. Package deals into standardized digital formats
2. Generate structured raise documents using AI
3. Organize project data in one system of record
4. Onboard investors through built-in workflows
5. Track project milestones and updates

Everything lives in one place. One source of truth.

UnderContrac does not raise money on behalf of users.

We do not handle funds.

We provide the software, workflow, and infrastructure that makes capital formation more efficient.

How It Works

Today, raising capital in commercial real estate means stitching together tools that were never designed to work together.

UnderContrac replaces that patchwork with a single platform.

1-Create a structured project profile

2-Upload and organize your project

3-Generate summaries and raise materials using AI

Marketplace Network

For lenders and investors, this means:

1. Cleaner submissions
2. Better data
3. Faster review
4. Less back-and-forth

It’s software designed to reduce friction on both sides.

Why Us

Our team brings together a rare combination of real estate operating experience, scaled technology execution, and institutional-grade compliance expertise.

We have built and grown venture-backed companies, led teams at high-growth platforms such as INSHUR, Uber, and AbleJobs, a Y Combinator–backed startup, and worked inside regulated financial environments including Morgan Stanley, PwC, and UBS, where trust, onboarding, and risk management are critical.

We also bring strong data and AI discipline, using structured data models and AI-assisted workflows to build systems that scale with consistency, security, privacy and control.

That combination allows us to build UnderContrac as real infrastructure, not just a product. We understand how capital partners think, how developers operate, and how software must scale responsibly.

This is not our first company, and this is not an experiment. We are applying proven experience across product, engineering, growth, and compliance to modernize a system that has been overdue for change.

By the numbers.

"The housing shortage isn’t a shortage of ideas—it’s a shortage of infrastructure & capital access"

Built on Transparency

Our platform is designed to support transparent, milestone-based project workflows. Developers can define clear project milestones and share progress updates in one place, keeping all parties aligned and accountable.

Our technology enables capital to be tracked against progress, helping investors and capital partners monitor execution while giving developers a clear roadmap to completion.

The result is improved transparency, reduced risk, and projects that stay on track from start to finish.

Why This Matters

Small developers build a meaningful share of housing in local communities.

They build:

1. Duplexes and triplexes
2. Small apartment buildings
3. Infill housing
4. First projects for new builders

When these developers / operators can’t access capital efficiently, housing supply suffers.

By reducing friction in financing, UnderContrac helps:

1. Projects move faster
2. Builders scale responsibly
3. Capital flow more efficiently
4. Communities get more housing

We’re not solving housing alone, but by giving real estate investors and builders better tools, we’re removing a key bottleneck and helping them execute projects and propel their careers forward.

Traction

We’ve completed our beta and are now seeing strong intent from early adopters who view UnderContrac as core infrastructure for how they plan to raise capital going forward.

Our web-based application is now live, with onboarding available at undercontrac.com/get-started

We’ve launched our iOS app on the Apple App Store https://apps.apple.com/in/app/undercontrac/id6752382108, with Android coming soon. Closing our pre-seed will allow us to formally expand onboarding, support early users, and accelerate a disciplined market entry.

Traction Signals :

1. Beta platform live across web and iOS, with Android release planned
2. Letters of intent from multiple real estate investors / three developers in an active pipeline
3. Early feedback validating the pain, the workflow, and the need for infrastructure that helps developers close more deals and build long-term careers

We are intentionally early. This raise is focused on deepening product-market fit, expanding controlled onboarding, and building durable infrastructure that compounds with usage, not on inflating short-term metrics.

Founder Story

I built UnderContrac after seeing firsthand how hard it is to raise money for real estate projects, even when the deal itself makes sense.

As a real estate investor and developer, I spent more time chasing documents, emails, and approvals than actually building. Too often, progress depended on who you knew or how well you could navigate a messy process, not on the strength of the project. Some deals fell apart simply because the process became unnecessarily long, delayed, and disorganized.

UnderContrac is the platform I wish existed back then. It’s built to make raising capital clearer and more straightforward by giving developers and investors better tools to stay organized, share information, and move forward with confidence.

Our Blue Ocean

Over 1.5M new residential units are permitted each year, all requiring structured financing workflows. We will capture a size-able portion of this market in the next 36 months.

The Launch

We’re excited to announce that we are raising our pre-seed round to power the launch of UnderContrac—a platform built to help developers secure the capital they need to deliver more housing units to a market in urgent need.

We streamline the capital-raising process by removing costly middlemen, re-engineering compliance, and giving developers direct access to both accredited and everyday investors. For investors, our milestone-based structure adds trust and transparency, creating a safer and more rewarding way to participate in real estate.

With your support, we’re tackling the housing shortage head-on—empowering developers to build, and giving investors the confidence to back them. Together, we can reshape how housing is financed while expanding the nation’s housing supply.

We need your help to get there

The Road Ahead

With your support, we’re opening real estate capital markets to the builders who need it most. Here’s what the next three quarters look like for UnderContrac as we put your backing and our pre-seed raise, to work.

Our MVP

Real estate has long been exclusive, until now. Our team has been hard at work the last 9 months, building and designing the long overdue solution that finally gives both builders and investors equal access to opportunity, ownership, and growth.

Lets keep the conversation going,

Back us today and join the mission to make real estate wealth-building a shared opportunity—no longer reserved for closed networks and large institutions, but finally open to all.

Real Estate Now Open Source.