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Invest in Qube Money

Cash envelope banking—giving the control of spending back to the people

Pitch Video
Investor Panel

Investor Panel

Fares and Peter interviewed Qube Money on October 14, 2021. Play Video
Fares Ksebati
CEO of MySwimPro
Peter Harris
Founding Partner at University Growth Fund
says, "Approaching the personal finance space from a new direction with the introduction of a digital method to paper envelope budget. Strong initial metrics and an opportunity to disrupt the budgeting space."
says, "The security, control, and budgeting capabilities of their product are awesome and unique in a crowded fintech space."
says, "Once you find a profitable acquisition channel, scale as quickly as possible and build a brand with influencers who will deliver long-term value! Best of luck!"
says, "Rising above all of the noise of the many well-funded neo-bank competitors will be important for Qube to achieve success."

What Investors Say

James Bronner - Serial Entrepreneur
Invested $100,000 this round
I love the mission of Qube Money, it gives individuals and families control over their finances. My wife and I authored a book on marriage, we also teach seminars and counsel couples. The research shows money is the #1 cause of divorce. Qube Money is the best solution I have seen to help people manage their money. I even took the time to create a chart highlighting the benefits of their solution above any others: My wife and I have 7 children so we have to operate on a budget. Qube Money is the first system that personally worked for our family in this digital age. I can't think of a better investment than investing in the thing that allows us to have more money.

In the news

PR Newswire
October 11, 2021
Qube Money, an up-and-coming financial technology company, was selected as the #1 budgeting app as part of the 2021 Smart Money Awards. A panel of 14 judges rated products ranging from budgeting, banking, insurance, real estate, etc. on innovativeness and relevance to Real Simple readers.
IBT Hottest Fintech Startups 2021
September 3, 2021
There is perhaps no other time in modern history when recognizing the role of startups in driving transformational growth and creating inclusive and positive change is so important. The pandemic has accelerated the trends toward online services and cashless economies, reshaping the banking and financial services industry in the process.
The Top 300+ Digital-Only Neobanks in the World (Interactive Database)
August 30, 2021
Last Updated: August 30, 2021 Next Update: October 2021 Copyright: The Financial Brand (steal this and expect a call from our lawyers!) TARGET AUDIENCE: Consumers Businesses Tap the gray + symbol next to any company name to reveal more details.
Real Simple Smart Money Awards: Best Financial Apps and Services 2021
August 17, 2021
To create the Smart Money Awards, we compiled a list of financial companies offering products that debuted (or were updated) between January 2020 and June 2021. A panel of 14 judges rated the products on innovativeness and relevance to REAL SIMPLE readers. All details were correct as of press time.
Qube Money Review: Is Digital Envelope Budgeting Right for You?
August 12, 2021
What Is Qube Money? Qube Money is a banking and budgeting app that uses the digital envelope system to help you develop healthy financial habits. The app allows you to track your expenses easily and automatically without having to carry cash around in physical envelopes.
36 Best Free Checking Accounts at U.S. Banks
August 1, 2021
It's becoming increasingly difficult to find truly free checking accounts. At many banks, you're now required to pay a monthly maintenance fee for the privilege of keeping your checking account open. Such fees can range from a few dollars to $20 or more, depending on the bank and other associated perks.
The 7 Best Debt Reduction Software Programs of 2021
July 12, 2021
Debt reduction software can come in many forms. Some tools include simple features like debt reduction calculators, while others sync with your bank accounts and pay your debts on your behalf. Why are these programs so dramatically different?
A couple saved $4,000 in a month using an updated approach to a classic personal finance hack
July 12, 2021
Lots of tried-and-true budgeting hacks have been passed down over the years, and for good reason - they work. But some methods haven't held up well over time. In early 2021, insurance agent Nova Scialabba and his wife Bonnie, a stay-at-home mom of three, wanted to start saving more and were initially drawn to the classic cash envelope method.
Mindfulness In Money Matters: Qube Money
July 12, 2021
Ryan is the CEO and co-founder of Qube Money, a Pleasant Grove, Utah-based firm with a new app aimed at helping people balance their budgets in a time when money can feel like an abstraction in the absence of cold, hard currency.
There's a 1 in 4 Chance Your Partner Is Hiding This Money Secret From You
June 4, 2021
You can buy kitschy doormats that tell delivery drivers, "Please hide packages from my husband" or "Please hide packages from my wife." Splurging, it seems, is a lot of people's dirty little secret. The Penny Hoarder recently surveyed nearly 2,000 Americans on their budgeting and spending habits and found 1 in 4 respondents have kept...
Who Knows Their Credit Score? People Who Get to Retire Early
April 6, 2021
Too much financial advice is about pulling yourself up out of hardship. I'm glad it exists; people in a money hole need a way out. But wouldn't you love to skip the hole-digging and get right to the having your life together part? Your early 20s is a key place to set a financial foundation....
How teaching your kids about savings accounts will help them develop good money habits
March 22, 2021
Allowing kids to earn money, teaching them good saving habits and then motivating them to spend it responsibly - these are all money lessons that parents can help instill in their kids, even as young as preschool age children.
What Does Frugal Mean? | Bankrate
August 17, 2020
More info When it comes to saving money, most experts preach the gospel of thrift. For the most part, that means finding ways to pay less for everything from groceries to clothing, utilities and everyday bills. Being thrifty or frugal also means simply going without a lot of stuff, mostly because it helps you reduce financial waste while freeing up more cash to save.
Financial Technology Innovations That Make Financial Gurus Salivate
October 10, 2016
Ever wonder why Financial Technology seems somewhat antediluvian in comparison to things like Virtual Reality (VR) or Artificial Intelligence (AI)? Are online security and primitive banking apps the only "technology" that comes to mind in regards to FinTech? You should have come to Finovate with me!
What is Mobile Banking and Top 10 Mobile Banking Apps
August 25, 2016
Mobile banking is a service offered by banks or other financial institutions that enables its customers to carry out various financial transactions using a mobile device such as a tablet or mobile phone, using software, commonly known as an app, provided by the bank for that purpose.
What People Say