Invest in Kashin (YC S22)

At Kashin, we offer instant loans - simple, fast and without surprises. We guarantee approval takes less than 1 hour and there are no hidden fees.

We have a $50k+ monthly revenue which is increasing at 51% month on month and a 10k user base for nano-loans.

Our team offers an array of fintech and mobile experience and includes former founders and PhD graduates.

Kashin offers a full range of products, including loans, guarantees, Soft-POS, bill payments and top ups, all within an accessible mobile wallet.

Our total addressable market is worth $34B for micro-lending and Soft-POS alone, with take rates of 20% and 4.5% respectively.

Whilst incumbents impose high barriers for the informal economy, we build trust by adapting to users and their networks behavior. For instance, Kashin is more lenient with credit history, delivers immediate financial services and offers weekly rather than monthly installments.

Our Soft-POS offers a solution to the intense problems of traditional hardware POS, reducing stress for our customers.

In order to be the best for our customers, we are building a network effect for micro entrepreneurs to interact daily with clients, as endorsed users are 70% less likely to default.

With a fundraising goal of $1M, we intend to catalyze our operations by achieving profitable unit economics, launching a second market and hiring top staff.

Forward-looking projections cannot be guaranteed.

Having learnt from the mistakes of other competitors, we hope to be the preferred financial services app for the underbanked micro entrepreneurs in Latin America, and our current progress is backing up this dream.