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IQ121 started as a moment of frustration. It was during the pandemic, and I was trying to organize my parents’ trip from India to the United States. I needed their flight numbers, their passport details, their hotel confirmations, and none of it was anywhere I could easily find. I remember thinking: why isn’t there a simple place for all of this? Not just for a single trip. For everything. The documents, the memories, the things my family would one day need to find.
I built IQ121 because the things that matter most to our families shouldn’t sit on a sticky note in a drawer, a phone nobody can unlock, or a login nobody else has. They should live in one protected place, accessible exactly when the people we love need them, and not a moment sooner.
We’ve built it. It’s in your app store. Now we’re raising to bring it to every family that should have had it years ago.
Most seed-stage bets ask you to trust the founders and hope. This one asks you to trust the founders, and anchors that trust in a contractual redemption the company has already committed to, backed by the UK parent. You’re still taking startup risk. The milestones have to happen. But when they do, the payout isn’t negotiated later. It’s in the note.
Every generation inherits a mess.
The boomer-to-millennial wealth transfer is the largest in human history, estimated to be $124 trillion by 2050, and it’s happening on top of a digital estate almost nobody has organized. Passwords get lost. Wills go missing. Recipes, messages, and voice notes disappear with the phones they were saved on. IQ121 exists because the tools for this moment don’t yet match the weight of the moment, so this is what happens.
This isn’t rare. It’s what actually happens.
The generational app for keeping your family’s history, documents, and memories in one secure place.
From wills and deeds to photos, letters, passwords, and grandma’s recipe. IQ121 makes it simple to organize what matters now, and to pass it on when the moment comes. Schedule release dates. Choose who receives what. Trust that when the time comes (next week, next year, or in fifty years) the right people will get exactly what you meant to give them.
The biggest risk isn’t losing your data: it’s no one else being able to find it. We solve this.
Three steps from the day you download to the day your family needs what’s inside.
IQ121 stores the most sensitive data a family has. We designed the platform from day one to meet the standards that banks and payment processors are held to, and then some.
Live on the App Store and Google Play since June 2025. Six languages at launch: English, Spanish, Portuguese, Japanese, Chinese, and Russian. Built from day one for families across borders, not just one market.
Since launch, IQ121 has picked up coverage in Fortune, Business Insider, CNN, NY Post, Yahoo Finance, News 18, McKnights Home Care, and IT Business Net. Kunal has been on the record about why this product exists and where it goes next, most recently on the App Marketing by App Masters podcast.
The UK parent, IQ121.com Limited, has been building the product since October 2023. Over two years of development before opening to outside capital. This is not a concept searching for a product. It’s a product now searching for scale.
This raise funds the next chapter: a coordinated US launch with real marketing muscle, strategic partnerships, and the infrastructure to scale in IQ121’s largest addressable market.
Real money has already moved. Ours is the founder-led bet.
Digital legacy and end-of-life planning has attracted $150M+ of venture capital across a handful of focused players. None of them have a globally-recognized Co-founder at the front. None of them have built a full stack of document vault + generational sharing + emergency alerts + AI life stories in one app.
Who’s behind this?
Subscriptions today. Bequeath is the moat.
Pay-per-use products (Will template, photo digitization) round out the revenue stack and drive users into the subscription and Bequeath flows.
Where your investment goes. Allocation stated in Form C Item 10, consistent at both the $100K minimum and $5M maximum raise. Engineering and core product development are funded at the UK parent level and are not included in this allocation.
Exactly what you’re signing. Complete terms are in the Note form attached to the Form C filing (Appendix B: Investor Contracts).
Investment terms designed to align investor outcomes with the growth of the global IQ121 platform.
For example, if you invest $1,000:
These outcomes depend on achieving subscriber milestones and are not guaranteed.
Before you hit the Invest button, here are six reasons IQ121 isn’t the typical early-stage bet.