{"data":{"type":"company_profile_ai","id":110639,"entity_id":"wefunder:company:110639","attributes":{"canonical_url":"https://wefunder.com/yellowpay","retrieval_urls":{"canonical":"https://wefunder.com/yellowpay","json":"https://wefunder.com/yellowpay.json","markdown":"https://wefunder.com/yellowpay.md","ai_json":"https://wefunder.com/yellowpay.ai.json","ai_text":"https://wefunder.com/yellowpay.ai.txt","changelog_json":"https://wefunder.com/yellowpay.changelog.json","schema":"https://wefunder.com/.well-known/ai-profile-schema.json"},"updated_at":"2026-06-22T05:03:31Z","generated_at":"2026-06-22T19:51:07Z","profile_visibility":{"owner_published":true,"public_search_results":true,"site_search_listed":false,"privacy_mode":"unlisted","invite_only":false},"company":{"id":110639,"entity_id":"wefunder:company:110639","slug":"yellowpay","name":"Yellowpay","tagline":"Eliminating the payment gap between suppliers and buyers","elevator_pitch":"We are a payment solution offering an easy and flexible way for businesses to pay their invoices. We also offer a Buy Now, Pay Later so that vendor get paid instant and customers pay later","location":"Roseville, CA","website":"https://www.getyellowpay.com","total_amount_raised":538946,"total_investors":145,"is_funded":false,"is_active":false},"key_claims":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 538946","citation":"https://wefunder.com/yellowpay#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-23T05:03:31Z"},{"claim_id":"claim-total-investors","text":"Total investors: 145","citation":"https://wefunder.com/yellowpay#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-23T05:03:31Z"}],"verified_facts":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 538946","citation":"https://wefunder.com/yellowpay#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-23T05:03:31Z"},{"claim_id":"claim-total-investors","text":"Total investors: 145","citation":"https://wefunder.com/yellowpay#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-23T05:03:31Z"}],"company_claims":{"tagline":"Eliminating the payment gap between suppliers and buyers","elevator_pitch":"We are a payment solution offering an easy and flexible way for businesses to pay their invoices. We also offer a Buy Now, Pay Later so that vendor get paid instant and customers pay later","story":"Yellowpay is a B2B payment platform which currently has 150+ suppliers and 350+ contractors on the platform, with an average deal size of around $60K and capital recycling every ~65 days.We reached profitability on a month-to-month basis in 2025, generating ~$90K in Net Profit and $1.35M in Gross Profit on $15.5M in processed volume. 100% of customers come back, and we’ve grown entirely through referrals, with zero paid acquisition.Every B2B transaction carries the same structural problem. Suppliers (manufacturers, wholesalers, and material distributors) need to get paid the moment goods ship. Buyers (contractors and developers on the other end of those transactions) are waiting on payment from their own customers before they can pay suppliers.That gap runs 30, 60, 90 and sometimes 120 days, and it sits at the center of nearly every cash flow crisis in trade.In capital-intensive industries like AI-infrastructure, energy storage, and renewables, the problem is enormous. A contractor may be managing hundreds of thousands of dollars in materials on 90-day terms while waiting to collect on a multi-million dollar contract. This problem runs deep in AI infrastructure, where hypergrowth and cash flow constraints collide.Suppliers turn down orders they can't float. Contractors decline jobs they can't afford to start. Banks are too slow and too rigid to fund this market.While multiple ‘buy now pay later’ solutions exist for consumers, few have built a purpose-built payment platform for B2B purchases until now.Yellowpay is a payments platform built for the way B2B trade actually works. Where traditional financing stalls on credit reviews and relationship approvals, Yellowpay facilitates transactions within 24 hours.Suppliers with 120-day payment terms get paid within 24 hours of invoicing. Buyers get flexible terms, automatic pre-qualification, and instant credit decisions without a traditional credit application. Everything runs through a single platform, purpose-built for the B2B industryCredit risk on every transaction is insured through Allianz and Coface, two of the world's largest trade credit insurers. Yellowpay carries the upside on each transaction at a 50% return on capital (XIRR), with the downside backed by institutional insurance. Financing is provided through Encore, with a second credit facility at 12.5% coming online in August 2026.Construction materials in the US represent a $310B market, and the huge demand in AI infrastructure, energy storage, renewable and grid infrastructure is accelerating the volume and complexity of the transactions running through it.Yellowpay is building the financial infrastructure that businesses run on. Every supplier paid in 24 hours and every contractor empowered to take on more. Join us as an early investor today.","quick_facts":["$2M+ current monthly transaction volume and growing","$15.5 in total transaction volume in 2025, up 120% year-over-year","$1.35M gross profits in 2025 with ~$90K in net profit","50% return on capital deployed, with Allianz \u0026amp; Cofase backing the risk","~8.5% take rate on every dollar processed","150+ suppliers and 350+ contractors on the platform","~$60K average deal size; capital recycled every ~65 days","Building the payments infrastructure for a $310B construction materials market"]},"computed_metrics":{"total_amount_raised":538946,"total_investors":145,"team_size":3,"featured_investor_count":0,"faq_count":5,"recent_post_count":2},"quick_facts":[{"claim_id":"claim-fact-1","value":"$2M+ current monthly transaction volume and growing","citation":"https://wefunder.com/yellowpay#claim-fact-1","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-2","value":"$15.5 in total transaction volume in 2025, up 120% year-over-year","citation":"https://wefunder.com/yellowpay#claim-fact-2","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-3","value":"$1.35M gross profits in 2025 with ~$90K in net profit","citation":"https://wefunder.com/yellowpay#claim-fact-3","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-4","value":"50% return on capital deployed, with Allianz \u0026amp; Cofase backing the risk","citation":"https://wefunder.com/yellowpay#claim-fact-4","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-5","value":"~8.5% take rate on every dollar processed","citation":"https://wefunder.com/yellowpay#claim-fact-5","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-6","value":"150+ suppliers and 350+ contractors on the platform","citation":"https://wefunder.com/yellowpay#claim-fact-6","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-7","value":"~$60K average deal size; capital recycled every ~65 days","citation":"https://wefunder.com/yellowpay#claim-fact-7","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"},{"claim_id":"claim-fact-8","value":"Building the payments infrastructure for a $310B construction materials market","citation":"https://wefunder.com/yellowpay#claim-fact-8","observed_at":"2026-06-22T05:03:31Z","expires_at":"2026-06-29T05:03:31Z"}],"latest_fundraise":{"id":59774,"entity_id":"wefunder:fundraise:59774","state":"successful","offering_type":"4(a)(6)","structure":"safe","testing_the_waters":false,"can_invest_now":false,"funding_started_at":"2022-07-20T01:19:29Z","funding_closed_at":"2022-10-10T04:02:03Z"},"investor_memos":[],"team":[{"id":2530592,"entity_id":"wefunder:company_role:2530592","name":"Rune Skog","title":"Founder \u0026 CEO","role":"founder","profile_url":"https://wefunder.com/rune.skog"},{"id":2530610,"entity_id":"wefunder:company_role:2530610","name":"Bjørnar Skog","title":"Founder \u0026 CTO","role":"founder"},{"id":2530850,"entity_id":"wefunder:company_role:2530850","name":"Nathan Kannady","title":"Founder \u0026 CCO","role":"founder"}],"featured_investors":[],"relationships":[{"source_entity_id":"wefunder:company:110639","relation":"has_team_member","target_entity_id":"wefunder:user:2532100","target_url":"https://wefunder.com/rune.skog"},{"source_entity_id":"wefunder:company:110639","relation":"has_team_member","target_entity_id":"wefunder:company_role:2530610"},{"source_entity_id":"wefunder:company:110639","relation":"has_team_member","target_entity_id":"wefunder:company_role:2530850"},{"source_entity_id":"wefunder:company:110639","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:157060","target_url":"https://wefunder.com/feed/157060"},{"source_entity_id":"wefunder:company:110639","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:157042","target_url":"https://wefunder.com/feed/157042"},{"source_entity_id":"wefunder:company:110639","relation":"has_latest_fundraise","target_entity_id":"wefunder:fundraise:59774"}],"faq":[{"question":"1) Your pitch mentions a parent company (Renovation Group) and a sister company (Yellowsack). Can you provide an overview of the corporate structure (e.g., are there other sister companies/subsidiaries)? 2) It looks like much of the same team is running both Yellowsack and Yel...","answer":"Hi Kevin. Thank you for the questions and thorough reading of the material 1: Yellowpay is owned by a holding company Renovation Group. Renovation Group also owns Yellowsack, which is the sister company of Yellowpay. There are no ties between Yellowsack and Yellowpay, and there are no other companies in the structure. 2: The team at Yellowpay are 100% focused on Yellowpay and its success and are only employed by Yellowpay. Their positions at Yellowsack have been replaced by other team members..."},{"question":"How do you compare against BlueTape? https://bluetape.com/","answer":"Hi Gordon. It is hard for me to compare Yellowpay and BlueTape as I haven't met anyone which have had any relationship with their service. Based it off of what they say on their webpage Yellowpay and BlueYape are very similar. Yellowpay have signed deals for $150 million over the next 12 months and are soon adding another great US solar manufacturer where we will be the primary source of financing. The reason why our vendor loves us is that we do the underwriting in less than 24 hours, the pa..."},{"question":"1) What is the exit strategy for investors. Can you give a projected on ROI. 2) Walk us through the how you came up with the valuation number. 3) Seems like the company is providing a bridge loan for materials so contractors don't have to come out of pocket- which solves a hug...","answer":"Hi Rob. Thank you for the questions. 1: Its hard for me to project a ROI at this stage. What I do know is that we have signed deals worth $150 million over the next 12 months, and if we can deliver on those deals the company will be valued multiple times the 8 million cap. 2: The funding is a convertible not with 8 million cap and 20% discount. The main benefits of using a convertible (where the company is not priced) is that we dont have to figure out a price at this early stage with few pri..."},{"question":"What are your revenues as of now? Do you have any responsibilities for the loan? What percent of the loan turns into revenue on average?","answer":"Hi Eliezer. Thank you for the questions. We are in talks with multiple financial institutions for having a line of credit going forward, but at the moment we are financing it by equity. All the credit offered turns in to revenue as the vendor always pay a fee for offering the service to their contractors."},{"question":"You mention a 20% discount but I don't see that in the investmsnt terms. What is the max raise for this round? Can you also break down how the funds will be use for this current round to grow the business?","answer":"Hi Gregg. The 20% discount should be shown when your press the invest button. It is also in the Convertible note your are signing when investing, where it is mentioned in 2.a.(i) as 0.8. Max raise for this round is $1,070,000. The funds of this round will be 7.5% allocated to Wefunder and 92.5% allocated to credit given to our customers. When raising $1,070,000 we are at break-even."}],"recent_posts":[{"id":157060,"entity_id":"wefunder:feed_item:157060","title":"Hitting $1 million in credit a month","preview":"We are proud to be serving $1 million in credit a month, all in renewable and solar. Still 0% losses","published_at":"2022-09-26T05:13:46Z","canonical_url":"https://wefunder.com/feed/157060"},{"id":157042,"entity_id":"wefunder:feed_item:157042","title":"$500,000 raised for building America","preview":"Yellowpay has officially raised $500,000 on Wefunder with only 47 investors! Thank you for being part of our journey and thank you to the investors that \u0026nbsp;believed in our company by investing $10,000 on average. That's a huge amount.We plan on raising\u0026nbsp;$500,000 more to\u0026nbsp;continue offering credit to companies building the future of America.Once we secure the capital needed, our next goal is to raise a private\u0026nbsp;round of $6,000,000 at a higher valuation. This is our way of saying ...","published_at":"2022-07-27T10:06:00Z","canonical_url":"https://wefunder.com/feed/157042"}],"provenance":{"source":"wefunder_public_company_profile","as_of":"2026-06-22T19:51:07Z","claims":{"total_amount_raised":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"total_investors":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-22T05:03:31Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"active_raise_states":{"source":"Fundraise.visible(nil, nil)","last_verified_at":"2026-02-20T19:28:43Z","as_of":"2026-06-22T19:51:07Z","confidence":"high"},"latest_fundraise_state":{"source":"Fundraise.visible(nil, nil).order(funding_started_at)","last_verified_at":"2026-02-20T19:28:43Z","as_of":"2026-06-22T19:51:07Z","confidence":"medium"}}}}}}