# Value Buddy

AI-powered SMB lending technology

- Canonical URL: https://wefunder.com/value.buddy
- Entity ID: wefunder:company:164714
- Last updated: 2026-06-05T05:01:11Z
- Generated at: 2026-06-05T17:56:37Z

## Quick facts
- $180K in revenue since going live in April 2024, growing at 40% month-over-month
- 17 banking customers - incl. 4 of the top 10 largest SBA lenders
- $1,00,000 raised from institutional VCs and angel investors
- Techstars '24 portfolio company
- 1 of 9 companies in the US to be accepted into the Bank of America Breakthrough Labs Accelerator.
- 2024 Vogt Awards, 2024 Venture Atlanta, 2024 Venture Tech

## Active fundraises
- wefunder:fundraise:124464: 4(a)(6) successful (USD)
- wefunder:fundraise:124463: 4(a)(6) successful (USD)

## Story
Future-looking projections cannot be guaranteed.Forward-looking projections cannot be guaranteed. Additionally, only $124k of the round will be raised through Wefunder.

## Team
- Ace McGill (CEO)
- Tim Gbur (Director of Valuations )

## Q&A
- Q: The pitch deck presents several flaws. 1. A business valuation for SBA lending purposes is to be independent. Assisting with underwriting outside of the would impose on the independence of the business valuation firm. Also, valuation reports already identify risks that are utilized in order to assess the value of the company. The pricing of local CPAs is also off. 2. An understanding of competitors that operate in the SBA business valuation space is lacking. 3. Underwriting valuation cost up to $8,000 is not accurate. There are 3 primary firms charging between $3,000 - $3,500. The rest are around $2,500 and the low cost providers are around $900 - $1,200. 4. Of the 58,000 SBA loans, a majority of them do not require a business valuation. Many use a free tool through valzy.com or PeerComps to internally assess. It is not a requirement. there are probably less than 5,000 SBA loans that require a business valuation. So the total addressable market is overstated. 5. Business Brokers are cheap and have their own valuation tools. This market is overstated. 6. Conventional Loans do their best to avoid business valuations. Based on the previous slide that SBA has a default rate of 5.0x higher than conventional. Why does conventional need a business valuation? 7. Where are the 2025 financials? The average valuation firm that I know of averages around 30.0% profit margins. This company lost money in 2024. I would assume so in 2025.
- Q: Hi, we are D3VC, an early-stage venture fund considering your offering. Congrats on your relationship with Huntington. Is there other banks like this that you have prospective relationships with? Can you share who they are? Are you working with any 3rd parties that could be a channel for you? How much revenue (%) comes from your top 3 clients? Can you discuss your competitive landscape? How integral is the AI to what you do? Do you have a relationship with the SBA or just with the designated lenders? Thanks
- Q: Hi, Could you please confirm the expected ARR in 2025? The memo mentions $672K ARR ?