{"data":{"type":"company_profile_ai","id":175716,"entity_id":"wefunder:company:175716","attributes":{"canonical_url":"https://wefunder.com/useriffapp","retrieval_urls":{"canonical":"https://wefunder.com/useriffapp","json":"https://wefunder.com/useriffapp.json","markdown":"https://wefunder.com/useriffapp.md","ai_json":"https://wefunder.com/useriffapp.ai.json","ai_text":"https://wefunder.com/useriffapp.ai.txt","changelog_json":"https://wefunder.com/useriffapp.changelog.json","schema":"https://wefunder.com/.well-known/ai-profile-schema.json"},"updated_at":"2026-06-02T23:55:09Z","generated_at":"2026-06-03T22:03:26Z","profile_visibility":{"owner_published":true,"public_search_results":true,"site_search_listed":true,"privacy_mode":"promote","invite_only":false},"company":{"id":175716,"entity_id":"wefunder:company:175716","slug":"useriffapp","name":"Riff","tagline":"The Payment OS for the Creator Economy","location":"Los Angeles, CA","website":"https://useriff.app/","total_amount_raised":124000,"total_investors":61,"is_funded":false,"is_active":false},"key_claims":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 124000","citation":"https://wefunder.com/useriffapp#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-03T23:55:09Z"},{"claim_id":"claim-total-investors","text":"Total investors: 61","citation":"https://wefunder.com/useriffapp#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-03T23:55:09Z"}],"verified_facts":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 124000","citation":"https://wefunder.com/useriffapp#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-03T23:55:09Z"},{"claim_id":"claim-total-investors","text":"Total investors: 61","citation":"https://wefunder.com/useriffapp#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-03T23:55:09Z"}],"company_claims":{"tagline":"The Payment OS for the Creator Economy","story":"Riff is the single control panel for the creator economy: from contract to compliant payment, in real-time, not weeks.Today, agencies use 10+ tools but we replace compounding fees and disparate platforms/logins into one smart payout platform.Agencies and brands are now handling thousands of micro-transactions across campaigns without the infrastructure to automate payouts, splits, or reporting. Riff is purpose-built for exactly this moment.One brand deal → one click → everyone paid instantly, with compliance \u0026amp; taxes automated.#marketThe Creator Economy will be $480B by 2027. There are 207 million creators worldwide (we're not talking the Mr.Beasts here) driving $40B in influencer marketing spend in 2025 alone.Yet there is zero infrastructure to track and execute these campaigns and payments at scale.#problemCreator income is fragmented and slow, spread across dozens of platforms, currencies, and contracts, often paid 30–90 days late. Agencies currently juggle 10+ tools across every stage of a campaign.The result: disparate systems, ops overhead that eats into margin, and delayed or lost revenue. Compliance and tax reporting are usually an afterthought, a growing liability as the IRS cracks down.#solutionRiff collapses weeks of manual overhead into minutes of automated, compliant payments for every stakeholder. Drop in contract details, apply smart split and payout logic, and payment and compliance are done.Content creators are the backbone of advertising for every brand.#tractionRiff is live, revenue-generating, and scaling fast.We've processed over $1M and trusted by already trusted by the biggest brand names.First anchor customer: Reach Projects, managing 10,000+ creators and $30M+ in brand deal volume, using Riff exclusively for high volume payments, tracking performance and compliance.#whynowCreator budgets are exploding but imploding behind the scenes. Three forces are converging:171% influencer spend growth since 2025.Visa coin \"the new SMBs\" content creator: micro-creators(not mega-celebrities), is now the backbone of advertising for every brand.The IRS is cracking down on 1099 compliance.#bizmodelRiff earns on every dollar that moves through its rails via a 1% transaction fee, plus recurring subscription revenue from agencies. We only need 2% of this market to hit $100M.#roadmap Our path to $100M. #teamRiff is built by experts who know this world inside and out. Our leadership team brings deep experience across big tech, agencies, and the creator economy, the exact combination needed to solve this problem at scale.Our team has led campaigns and products for Meta, Google, TikTok, and top creator agencies, managing hundreds of millions in ad spend. We’ve been on both sides of the creator economy, running global campaigns and building the tools creators need.#complianceHandling money at scale demands trust. That’s why Riff was built with enterprise-grade compliance and security from day one. Abiding by FINRA, FINCEN, and following SEC and IRS reporting requirements, aligning with FFIEC guidelines, and maintaining strict adherence to U.S. banking, payments, KYC/AML, and OFAC standards. We’ve partnered with regulated financial institutions, use SOC 2–aligned data practices, and integrate industry-leading tools like Plaid and Persona to ensure customer identity and funds are safeguarded. Every workflow is designed to meet the same bar as publicly traded financial companies, because when creators’ livelihoods are on the line, nothing less than bank-grade infrastructure will do.#useoffundsEvery dollar we raise fuels scale:Accelerate go-to-market strategies of both outbound and inbound.Podcast efforts as a sales and marketing engine.","quick_facts":["Launched with notable first enterprise customer with $30M+ in guaranteed brand deals","440% increase in revenue since March","Solving payment pain for a $40B influencer market growing 25%+ year over year","Trusted by Brands like Loreal and Invisalign","Signed partners representing a combined $130M+ in active deal pipeline"]},"computed_metrics":{"total_amount_raised":124000,"total_investors":61,"team_size":2,"featured_investor_count":1,"faq_count":4,"recent_post_count":0},"quick_facts":[{"claim_id":"claim-fact-1","value":"Launched with notable first enterprise customer with $30M+ in guaranteed brand deals","citation":"https://wefunder.com/useriffapp#claim-fact-1","observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-09T23:55:09Z"},{"claim_id":"claim-fact-2","value":"440% increase in revenue since March","citation":"https://wefunder.com/useriffapp#claim-fact-2","observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-09T23:55:09Z"},{"claim_id":"claim-fact-3","value":"Solving payment pain for a $40B influencer market growing 25%+ year over year","citation":"https://wefunder.com/useriffapp#claim-fact-3","observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-09T23:55:09Z"},{"claim_id":"claim-fact-4","value":"Trusted by Brands like Loreal and Invisalign","citation":"https://wefunder.com/useriffapp#claim-fact-4","observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-09T23:55:09Z"},{"claim_id":"claim-fact-5","value":"Signed partners representing a combined $130M+ in active deal pipeline","citation":"https://wefunder.com/useriffapp#claim-fact-5","observed_at":"2026-06-02T23:55:09Z","expires_at":"2026-06-09T23:55:09Z"}],"latest_fundraise":{"id":148344,"entity_id":"wefunder:fundraise:148344","state":"open","offering_type":"4(a)(6)","structure":"ttw","testing_the_waters":true,"can_invest_now":true,"funding_started_at":null,"funding_closed_at":null},"investor_memos":[],"team":[{"id":5825182,"entity_id":"wefunder:company_role:5825182","name":"Sarah Park","title":"CEO \u0026 Cofounder","role":"founder","profile_url":"https://wefunder.com/sarah.park.1"},{"id":6599062,"entity_id":"wefunder:company_role:6599062","name":"Gaurav Malik","title":"CTO \u0026 Cofounder","role":"founder"}],"featured_investors":[{"id":10987,"entity_id":"wefunder:company_investor_profile:10987","name":"Gale Wilkinson","bio":"Managing Partner at VITALIZE, a VC fund + angel group investing in WorkTech software. Founder at heart, previously starting 2 HR tech companies. Kauffman Fellows Class 23 \u0026amp; member of the OnDeck, Recast, and Oper8r networks.","profile_url":"https://wefunder.com/galewilkinson","endorsement_quote":"VITALIZE is investing in Gemm because it’s solving a major pain point for the growing creator economy—inconsistent payments, tax headaches, and outdated financial tools that weren’t built for independent workers. Plus, they closed a huge customer quite fast! Gemm streamlines invoicing, multi-party payments, and tax compliance through an all-in-one digital wallet, giving creators better control over their finances. With SmartSplit, it also makes revenue sharing between brands and creators seamless. By leveraging data science, Gemm optimizes payments, predicts delays, and provides real financial insights, making it a perfect fit for VITALIZE."}],"relationships":[{"source_entity_id":"wefunder:company:175716","relation":"has_team_member","target_entity_id":"wefunder:user:4868487","target_url":"https://wefunder.com/sarah.park.1"},{"source_entity_id":"wefunder:company:175716","relation":"has_team_member","target_entity_id":"wefunder:company_role:6599062"},{"source_entity_id":"wefunder:company:175716","relation":"has_featured_investor","target_entity_id":"wefunder:user:1522654","target_url":"https://wefunder.com/galewilkinson"},{"source_entity_id":"wefunder:company:175716","relation":"has_latest_fundraise","target_entity_id":"wefunder:fundraise:148344"}],"faq":[{"question":"Couple questions: 1. Is your 1% take rate on top of what you have to also pay credit card's interchange fees? 2. How much are you looking to raise this round? Your valuation looks very attractive but I'm concerned if you sell too much equity, you'll dilute yourself early on. 3...","answer":"Is your 1% take rate on top of what you have to also pay credit card interchange fees? Teal’s 1% take rate is on top of the financial infrastructure we are leveraging inclusive of ACH and wire transfers (85% of brand transactions) and is still less expensive than competitors even with our added margin. Credit card interchange fees will include our 1% take and will still be competitive to the current market rates. How much are you looking to raise this round? We are raising 100k for 6.7% equit..."},{"question":"Could you expand on international growth a bit and what kind of traction you expect for it next year?","answer":"Teal is expanding into the next three high growth hubs like LATAM, SEA, and Nigeria while giving the option for localized payments. We can expect to see a 3x growth in our user base within the first year of entering these regions, through network effects and our product led growth."},{"question":"I invested early through VITALIZE Angels and am interested in your latest raise. Are you still pre-revenue? If not, what is your month over month growth looking like?","answer":"Hi Julie, thanks for reaching out! We're $5K in revenue, waiting for our first deals to close out end of this month to see our take rate revenue. Here's our updated deck to review. https://docsend.com/view/dvsfqv7sai9bd5h2"},{"question":"what makes you different than other companies doing the same thing? there is another raising now doing exactly the same thing","answer":"Hi John! The more folks entering our world validates how fast it's moving. It's great to hear other smart people are jumping in. Without knowing the specific company you're referencing, I appreciate the pressure test. To preface, we're not solving for brand discovery. That's the most overcrowded product in the industry. We're the financial infrastructure underneath the whole ecosystem. Most creator fintechs chase brands and creators.. their workflow, their reporting, their reconciliation. We ..."}],"recent_posts":[],"provenance":{"source":"wefunder_public_company_profile","as_of":"2026-06-03T22:03:26Z","claims":{"total_amount_raised":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"total_investors":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-02T23:55:09Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"active_raise_states":{"source":"Fundraise.visible(nil, nil)","last_verified_at":"2026-05-27T13:34:59Z","as_of":"2026-06-03T22:03:26Z","confidence":"high"},"latest_fundraise_state":{"source":"Fundraise.visible(nil, nil).order(funding_started_at)","last_verified_at":"2026-05-27T13:34:59Z","as_of":"2026-06-03T22:03:26Z","confidence":"medium"}}}}}}