{"data":{"type":"company_profile","id":90122,"entity_id":"wefunder:company:90122","attributes":{"canonical_url":"https://wefunder.com/talino.venture.labs","generated_at":"2026-06-19T10:37:12Z","updated_at":"2026-06-19T05:00:35Z","entity_ids":{"company":"wefunder:company:90122","slug":"wefunder:company_slug:talino.venture.labs"},"profile_visibility":{"owner_published":true,"public_search_results":true,"site_search_listed":true,"privacy_mode":"promote","invite_only":false},"provenance":{"source":"wefunder_public_company_profile","as_of":"2026-06-19T10:37:12Z","claims":{"total_amount_raised":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:37:12Z","confidence":"high"},"total_investors":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:37:12Z","confidence":"high"},"active_raise_states":{"source":"Fundraise.visible(nil, nil)","last_verified_at":"2025-06-03T15:25:58Z","as_of":"2026-06-19T10:37:12Z","confidence":"high"},"latest_fundraise_state":{"source":"Fundraise.visible(nil, nil).order(funding_started_at)","last_verified_at":"2025-06-03T15:25:58Z","as_of":"2026-06-19T10:37:12Z","confidence":"medium"}}},"company":{"id":90122,"entity_id":"wefunder:company:90122","slug":"talino.venture.labs","name":"Talino Venture Labs","tagline":"Invest in our inclusive fintech, Asenso Finance, at www.wefunder.com/asenso","elevator_pitch":"Talino Venture Labs builds inclusive fintechs that offer financial access and inclusion to underserved minorities, migrant professionals, the uninsured, cash-strapped entrepreneurs, and recovering businesses As a venture studio, we bring in the best talent, technology, and expertise to build highly repeatable, efficient, profitable, and scalable businesses in partnership with industry leaders, exponentially increasing our market share and success while minimizing risk.","story":"Despite the proliferation of fintech companies around the world, there remains a $5.2 trillion financial inclusion gap impacting at least 1.7 billion people unserved around the globe.In the United States alone, at least 63 million American adults are either unbanked or underbanked, and need access to alternative financial services.Financial exclusion is expensive and robs people of opportunities, but it also leads to huge opportunity losses for entire economic segments and markets.Talino Venture Labs is THE go-to fintech venture studio building next-generation companies for financial inclusionBorn at the intersection of Silicon Valley and Southeast Asia’s hotbeds of innovation and emerging-economy opportunities, Talino—named after the Filipino word for “intelligence”—has replicated its successful business model in high-value startups with a combined market value yield of over $250M.Our secret sauce? The tried-and-tested venture studio model, powered by Talino FIT™ (Talino Financial Inclusion Technology), a robust and reusable tech stack that is already being used by financial institutions across our existing startups, impacting users across Asia and the United States.Talino FIT™ gives us the capability to build, deploy, and scale new technologies and businesses with greater agility and efficiency… … In partnership with large private and public sector organizations that have given us scale and market access.Talino’s startups have won two consecutive years of the Asian Development Bank’s challenges and hackathons, each besting over 100 startups and technology solutions from around the globe.\u0026nbsp;In September 2021, the team won a tech sprint of the Federal Deposit Insurance Corporation (FDIC) to reach the unbanked in the United States.These global accolades by development experts attest to Talino’s impact-driven innovation and its potential for replicability and scale in other emerging markets.Talino has made a mark across different media markets with the message of inclusion and impact-driven innovation for the world’s underserved markets. In addition to coverage from mainstream media in different parts of the globe, you’ll find Talino’s CEO hosting Clubhouse chats, #TalinoTalks, and guesting in podcasts to share sage advice and expert knowledge with other startups and ecosystem players from different corners of the globeA formula Talino has used for its success is the venture studio model pioneered by Idealab, Rocket Internet, Science, and entrepreneurs like Elon Musk. Startups created by studios earn an internal rate of return (IRR) of 53% versus 21.3% by traditional startups, taking barely 11 months from zero to seed, versus 36 for traditional startups.Moreover, venture studios leverage on valuable expertise, human resources, and intellectual capital to take startups to market and help them achieve growth and scale, with repeatable success.To further set the stage for this success, Talino is now a proud member of the Global Startup Studio Network (GSSN).We believe we can\u0026nbsp;grow\u0026nbsp;our profitable venture studio operations by 15x in the next 5 years.We believe\u0026nbsp;Talino will create exponential value through its proprietary SaaS Platforms that form the backbones of its startups’ operations, as well as through the ventures that are built to address the financial inclusion gap in the United States and in other underserved, emerging markets in other parts of the world.Aside from the 25% discount you get when you invest at the Early-Bird stage, Talino offers its investors exclusive MasterClasses, business insights, premium products from artisan communities, and more.","location":"Manhattan Beach, CA","website":"https://www.talinolabs.com","total_amount_raised":488358,"total_investors":282,"is_funded":false,"is_active":false,"quality_score":5,"related_urls":["https://wefunder.com/talino.venture.labs","https://www.talinolabs.com"]},"media":{"share_image_url":"https://uploads.wefunder.com/uploads/company/header_media_photo/90122/xxl_cropped_TALINO_wefunder_tumbnail_10262021__1_.jpg","logo_url":"https://uploads.wefunder.com/uploads/company/logo/90122/large_cropped_Talino_Wefunder_Thumbnail_20211016.jpg","header_media_url":"https://uploads.wefunder.com/uploads/company/header_media_photo/90122/standard_cropped_TALINO_wefunder_tumbnail_10262021__1_.jpg","cover_photo_url":"https://uploads.wefunder.com/uploads/company/header_media_photo/90122/standard_cropped_TALINO_wefunder_tumbnail_10262021__1_.jpg","profile_video_url":"https://wefunder.wistia.com/medias/2dpti3nu5a"},"links":{"company_url":"https://www.talinolabs.com","facebook_url":"https://www.facebook.com/talinolabs"},"highlights":[],"quick_facts":[{"index":1,"claim_id":"claim-fact-1","value":"🌏 Founder and CEO is a former VC at Intel Capital and has sold a company to IBM"},{"index":2,"claim_id":"claim-fact-2","value":"💸 Venture companies have raised over $7M in 2 years; venture studio has earned $2M in revenue and is profitable"},{"index":3,"claim_id":"claim-fact-3","value":"🚀 Venture Studio based on successful model pioneered by Idealab, Rocket Internet, and Science"},{"index":4,"claim_id":"claim-fact-4","value":"🏆 Multi-award-winning businesses recognized by UNICEF, the Asian Development Bank, and the FDIC"},{"index":5,"claim_id":"claim-fact-5","value":"✨ Operating Partners include former CTO of Ebay, Qualcomm, Oracle and SAS"},{"index":6,"claim_id":"claim-fact-6","value":"👥 Leaders include WEF Young Global Leaders \u0026amp; globally awarded entrepreneurs"},{"index":7,"claim_id":"claim-fact-7","value":"🏦 Partnerships signed with US banks and major US grocery chain"},{"index":8,"claim_id":"claim-fact-8","value":"📰 Featured on CNN, Yahoo!, Entrepreneur, Esquire, The Fintech Times, BusinessWorld, and more"}],"team":[{"id":1789958,"entity_id":"wefunder:company_role:1789958","user_entity_id":"wefunder:user:1455127","role":"founder","name":"Winston Damarillo","title":"CEO","bio":"Founder and CEO of 3 Silicon Valley exits, successful Venture Capitalist for Intel Corp and PLDT Capital, WEF Young Global Leader, best-selling author and thought leader.","avatar_url":"https://uploads.wefunder.com/uploads/company_role/custom_photo/1789958/square_cropped_Winston_Damarillo_-_headshot_photo__bw__October_2021_.jpg?1635263498","profile_url":"https://wefunder.com/winstondamarillo","linkedin_url":"https://www.linkedin.com/in/wdamarillo","twitter_url":"https://twitter.com/TalinoWD","related_urls":["https://wefunder.com/winstondamarillo"]}],"featured_investors":[{"id":5593,"entity_id":"wefunder:company_investor_profile:5593","investor_profile_id":1480127,"investor_profile_entity_id":"wefunder:investor_profile:1480127","subject_entity_id":"wefunder:user:1969000","name":"Buck Jordan","avatar_url":"http://uploads.wefunder.com/uploads/user/avatar/1969000/medium_blob.jpg","profile_url":"https://wefunder.com/wavemakerlabsasiainc","investment_total":300000,"investment_info":"Invested $100,000 this round \u0026 $200,000 previously","is_lead_investor":true,"related_urls":["https://wefunder.com/wavemakerlabsasiainc"]}],"investor_memos":[],"tab_counts":{"posts":21,"ask_questions":38,"featured_investors":1,"faq_entries":5},"active_fundraises":[{"id":46947,"entity_id":"wefunder:fundraise:46947","state":"successful","offering_type":"4(a)(6)","funding_type":"note","structure":"safe","security_type":"equity","currency":"USD","testing_the_waters":false,"min_purchase":100,"max_purchase":9,"funding_target":250000.0,"funding_started_at":"2021-10-06T16:19:16Z","funding_closed_at":"2021-11-27T05:02:15Z","auto_close_at":"2021-11-27T04:59:59Z"},{"id":46957,"entity_id":"wefunder:fundraise:46957","state":"successful","offering_type":"4(a)(6)","funding_type":"note","structure":"ttw","security_type":"equity","currency":"USD","testing_the_waters":true,"min_purchase":100,"max_purchase":9,"funding_target":1070000.0,"funding_started_at":"2021-08-10T20:33:37Z"}],"latest_fundraise":{"id":46947,"entity_id":"wefunder:fundraise:46947","state":"successful","offering_type":"4(a)(6)","structure":"safe","testing_the_waters":false,"can_invest_now":false,"funding_started_at":"2021-10-06T16:19:16Z","funding_closed_at":"2021-11-27T05:02:15Z","terms":{"eb":null,"nb":null,"txt":null}},"recent_posts":[{"id":149961,"entity_id":"wefunder:feed_item:149961","type":"FeedItem::Update","visibility":"public","title":"SME Finance Forum, managed by the IFC and the World Bank Group, welcomes Talino into its roster of members committed to financial inclusion","preview":"The SME Finance Forum, an organization managed by the International Finance Corporation (IFC) of the World Bank Group, formally welcomed Talino Venture Labs into its prestigious roster of over 220 members worldwide that are committed to financial inclusion.According to Matthew Gamser, CEO of the SME Finance Forum, \"We are delighted to welcome Talino to further grow our mission.\u0026nbsp;Talino’s 'stack' of core technologies to support SME and other base-of-the-pyramid financing across Asia and th...","published_at":"2021-10-29T15:27:37Z","author_name":"Nina Terol","url":"/feed/149961","canonical_url":"https://wefunder.com/feed/149961"},{"id":149897,"entity_id":"wefunder:feed_item:149897","type":"FeedItem::Update","visibility":"public","title":"BayaniPay featured in one of the world's top tech podcasts","preview":"We recently posted about our cross-border financial platform, BayaniPay, landing on\u0026nbsp;Built in LA's \"The Future 5 of Los Angeles Tech\" list.But, wait... what is BayaniPay anyway? What makes it a fintech to watch closely in the near future--and why should we bet on it? Scan the QR code below to hear all about it on one of the world's top tech podcasts,\u0026nbsp;The Tech Talks Daily with Neil C. Hughes.--Inspired by these updates? We know we are! ;) Please help us spread the word about our Wefun...","published_at":"2021-10-27T15:04:19Z","author_name":"Nina Terol","url":"/feed/149897","canonical_url":"https://wefunder.com/feed/149897"},{"id":149870,"entity_id":"wefunder:feed_item:149870","type":"FeedItem::Update","visibility":"public","title":"BayaniPay cited as a \"Future 5 of Los Angeles\" startup by Built in LA","preview":"Read the full feature on Built in LA\u0026nbsp;HERE.To learn more about BayaniPay and its zero-fee remittance experience, BayaniPay Prime, visit www.bayanipay.com.--Inspired by these updates? We know we are! ;) Please help us spread the word about our Wefunder campaign and the work we're doing by inviting friends and family to co-invest with you at\u0026nbsp;www.wefunder.com/talino.venture.labs. Your endorsement means a lot!","published_at":"2021-10-26T15:38:29Z","author_name":"Nina Terol","url":"/feed/149870","canonical_url":"https://wefunder.com/feed/149870"},{"id":149682,"entity_id":"wefunder:feed_item:149682","type":"FeedItem::Update","visibility":"public","title":"EXCLUSIVE: Talino's Select LA panel to be livestreamed on Facebook--TODAY, Oct 21, 3PM PST!","preview":"Catch the EXCLUSIVE livestream of this Select LA panel as Talino CEO Winston Damarillo talks about how small businesses can compete with Goliaths and grow coming off sports seasons, at the session called \"Post-Game Analysis: The Legacy of Mega Events.\" Hop over to the Talino Venture Labs Facebook page at 3PM PST today\u0026nbsp;to watch this session live!🌟(This will not be livestreamed anywhere else!)Got any live comments? Share them on the Facebook page or engage with us on Twitter at @talinolabs...","published_at":"2021-10-21T16:15:02Z","author_name":"Nina Terol","url":"/feed/149682","canonical_url":"https://wefunder.com/feed/149682"},{"id":149659,"entity_id":"wefunder:feed_item:149659","type":"FeedItem::Update","visibility":"public","title":"Talino joins the SME Finance Forum, the global network for financial inclusion powered by the World Bank Group","preview":"Deepening its commitment to financial inclusion, Talino has joined the SME Finance Forum, a global network of 220+ members that works to expand access to finance for small and medium businesses. It organizes a network of financial institutions, tech companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs worldwide. The Forum was established by the G20 Global Partnership for Financial Inclusion (GPFI) and is managed by the IFC - Inter...","published_at":"2021-10-18T16:04:44Z","author_name":"Nina Terol","url":"/feed/149659","canonical_url":"https://wefunder.com/feed/149659"},{"id":149563,"entity_id":"wefunder:feed_item:149563","type":"FeedItem::Update","visibility":"public","title":"Talino joins LAEDC Board of Governors, speaks about alternative capital and financing opportunities at Select LA Investment Summit","preview":"Talino Venture Labs has officially joined the Los Angeles County Economic Development Corporation (LAEDC) and will sit in its Board of Governors, represented by Talino CEO Winston Damarillo.LAEDC was founded in 1981 as a public-benefit, private non-profit to \"guide economic development and create more widely shared prosperity\" in the Los Angeles County region.On October 20 to 21, 2021, LAEDC will host the annual Select LA Investment Summit, which is touted as Southern California's Premier Int...","published_at":"2021-10-14T02:58:52Z","author_name":"Nina Terol","url":"/feed/149563","canonical_url":"https://wefunder.com/feed/149563"},{"id":149022,"entity_id":"wefunder:feed_item:149022","type":"FeedItem::Update","visibility":"public","title":"Leading Ladies: UNAWA Co-Founders Make It to Asia Business Law Journal’s Top 100 List for the Fourth Straight Year","preview":"The co-founders of UNAWA, Talino's regulatory tech (regtech) startup—Atty. Monalisa C. Dimalanta, Atty. Regina Jacinto-Barrientos, and Atty. Maria Raquel S. Chavez—are once again among the Philippines’ Top 100 Lawyers based on research conducted by the\u0026nbsp;Asia Business Law Journal.\u0026nbsp;The 'A-List'—as the top 100 lawyers list is called—is an annual publication based on the extensive research conducted by\u0026nbsp;Asia Business Law Journal. It reflects inputs from thousands of in-house counsel,...","published_at":"2021-09-27T10:30:33Z","author_name":"Nina Terol","url":"/feed/149022","canonical_url":"https://wefunder.com/feed/149022"},{"id":148971,"entity_id":"wefunder:feed_item:148971","type":"FeedItem::Update","visibility":"public","title":"Talino's work showcased at PH International Design Conference 2021","preview":"\u0026nbsp;Talino's work on financial inclusion technologies was featured at a\u0026nbsp;\"Pecha Kucha\"\u0026nbsp;talk for the International Design Conference 2021 organized by the Design Center of the Philippines on September 23, 2021.A \"Pecha Kucha\" is a presentation format in which a speaker has to deliver their talk in 20 slides of precisely 20 seconds per slide. It was popularized by advertising professionals in Japan in 2003 and has since gained popularity all over the world.Building on the conference ...","published_at":"2021-09-24T14:56:01Z","author_name":"Nina Terol","url":"/feed/148971","canonical_url":"https://wefunder.com/feed/148971"},{"id":148667,"entity_id":"wefunder:feed_item:148667","type":"FeedItem::Update","visibility":"public","title":"A closer look at NAAC-Talino Finance's 'Market Readiness' win at the FDIC's tech sprint","preview":"As we've recently shared, the\u0026nbsp;National Asian American Coalition (NAAC)\u0026nbsp;and\u0026nbsp;Talino Venture Labs, working jointly as NAAC-Talino Finance, won the market readiness category of the tech sprint\u0026nbsp;organized by the Federal Deposit Insurance Corporation (FDIC)\u0026nbsp;entitled\u0026nbsp;Breaking Down Barriers: Reaching the Last Mile of the Unbanked.\u0026nbsp;The tech sprint aimed to explore new technologies and techniques to help banks meet the needs of unbanked consumers.FDIC Chairman Jelena M...","published_at":"2021-09-15T16:31:10Z","author_name":"Nina Terol","url":"/feed/148667","canonical_url":"https://wefunder.com/feed/148667"},{"id":148574,"entity_id":"wefunder:feed_item:148574","type":"FeedItem::Update","visibility":"public","title":"NAAC-Talino wins in FDIC's tech sprint!","preview":"After two grueling months from the time the Federal Deposit Insurance Corporation (FDIC) launched its tech sprint called \"Breaking Down Barriers: Reaching the Last Mile of the Unbanked\",\u0026nbsp;Demo Day arrived and with it, the opportunity to showcase NAAC-Talino's solution for unbanked communities in the United States.Our prototype--an intuitive and mobile-first digital social borrowing platform--gives small businesses access to much-needed credit at more affordable rates while allowing them t...","published_at":"2021-09-13T16:45:38Z","author_name":"Nina Terol","url":"/feed/148574","canonical_url":"https://wefunder.com/feed/148574"},{"id":148418,"entity_id":"wefunder:feed_item:148418","type":"FeedItem::Update","visibility":"public","title":"Hello, Chicago! See you at the Bank Customer Experience Summit on September 13-15!","preview":"Hellooo, Chicago! Catch Talino CEO Winston Damarillo at the Bank Customer Experience Summit, where he will share insights on corporate-startup partnerships in the banking sector in a panel called, \"From fintech to big tech: Learning from and partnering with banking disruptors\" on September 14, 9:30AM CDT. He'll be speaking alongside Madhu Reddy, SVP of Republic Bank of Chicago and Milton Santiago, global head of digital services at Silicon Valley Bank, in a panel moderated by Heang Chang, CEO...","published_at":"2021-09-13T15:12:03Z","author_name":"Nina Terol","url":"/feed/148418","canonical_url":"https://wefunder.com/feed/148418"},{"id":148417,"entity_id":"wefunder:feed_item:148417","type":"FeedItem::Update","visibility":"public","title":"'#TalinoTalks: Demystifying Equity Crowdfunding' happens on Sept. 9 (US)/ Sept. 10 (PH)","preview":"Join Talino Venture Labs and some of our key partners and supporters at our upcoming #TalinoTalks on\u0026nbsp;\u0026nbsp;‘DEMYSTIFYING EQUITY CROWDFUNDING: What You Need to Know and Why It’s Here to Stay’, happening on Friday, Sep 10 9AM PH/SG | Thursday, Sep 9 6PM PST!\u0026nbsp;We'll be talking about equity crowdfunding for startups and SMEs, and what’s in it for founders and investors alike. Sharing their insights in a great panel are:👉 Franco Varona of Foxmont Capital👉 Ananya Chandra of Innopact.vc👉 St...","published_at":"2021-09-08T00:21:25Z","author_name":"Nina Terol","url":"/feed/148417","canonical_url":"https://wefunder.com/feed/148417"},{"id":148384,"entity_id":"wefunder:feed_item:148384","type":"FeedItem::Update","visibility":"public","title":"#TalinoTalks launched to talk about innovation, inclusion, impact--and more!","preview":"True to its name of infusing intelligence and insight into its work, Talino launched the #TalinoTalks series that aims to spark thought leadership discussions, exchange information and inspiration across borders, and galvanize the startup community around topics that matter.For its first installment, Talino trained the spotlight on \"Global Filipinnovation\", featuring Filipino CEOs that have built global brands while creating global impact and remaining true to its roots.Here are some of our f...","published_at":"2021-09-07T04:04:36Z","author_name":"Nina Terol","url":"/feed/148384","canonical_url":"https://wefunder.com/feed/148384"},{"id":148278,"entity_id":"wefunder:feed_item:148278","type":"FeedItem::Update","visibility":"public","title":"ADB Economist Aimee Hampel-Milagrosa shares her testimonial of Talino-UNAWA team","preview":"At the height of the COVID-19 pandemic in 2020, the Asian Development Bank, in cooperation with the Asian Institute of Management, launched the #DigitalAgainstCOVID: Hard-Hit Sectors Challenge. The Challenge looked for innovative solutions that would help the hard-hit sectors rise up from the crisis.We had about 150 participants from different parts of the globe and UNAWA came out the best among them.\u0026nbsp;In the months that followed, I not only saw the power of UNAWA’s ideas, driven by the t...","published_at":"2021-09-02T03:11:11Z","author_name":"Nina Terol","url":"/feed/148278","canonical_url":"https://wefunder.com/feed/148278"},{"id":147831,"entity_id":"wefunder:feed_item:147831","type":"FeedItem::Update","visibility":"public","title":"Talino CEO Winston Damarillo speaking at Bank Customer Experience Summit (Chicago)","preview":"Talino Venture Labs CEO Winston Damarillo is speaking at the Bank Customer Experience Summit, happening in Chicago on September 13 to 15, 2021.Damarillo, who has built fintechs in Asia and the United States, and who has also led enterprise-wide digital transformation for the Philippines' largest bank, will share insights on corporate-startup partnerships in the banking sector in a panel called, \"From fintech to big tech: Learning from and partnering with banking disruptors\" on September 14, 9...","published_at":"2021-08-27T14:31:07Z","author_name":"Nina Terol","url":"/feed/147831","canonical_url":"https://wefunder.com/feed/147831"},{"id":147747,"entity_id":"wefunder:feed_item:147747","type":"FeedItem::Update","visibility":"public","title":"Talino's regtech startup UNAWA wins ADB Challenge and five-year deal to revitalize local tourism in Palawan, Philippines","preview":"In 2020, the Philippine island of Palawan was recognized as the \"Best Island in the World\" by international travel magazine, Travel + Leisure.However, the global pandemic severely hit the travel and tourism industries, requiring public-private sector collaboration to bring these industries back to life, even in popular destinations such as Palawan.In November 2020, Talino's regtech startup\u0026nbsp;UNAWA won the #DigitalAgainstCOVID Hackathon by the Asian Development Bank, for its Digital Transac...","published_at":"2021-08-17T06:59:24Z","author_name":"Nina Terol","url":"/feed/147747","canonical_url":"https://wefunder.com/feed/147747"},{"id":147662,"entity_id":"wefunder:feed_item:147662","type":"FeedItem::Update","visibility":"public","title":"Talino's regtech UNAWA pioneers remote notarization platform in the Philippines","preview":"In the Philippines, lockdown restrictions and health risks have made it challenging to physically execute critical documents related to deeds, contracts, and loans, to name a few. Fortunately,\u0026nbsp;the Supreme Court of the Philippines’ 2020 Interim Rules on Remote Notarization of Paper Documents\u0026nbsp;states that individuals need not physically go to a notary public’s office to have documents notarized.Pioneering Philippine regulatory technology (regtech) startup\u0026nbsp;UNAWA\u0026nbsp;makes remote n...","published_at":"2021-08-13T21:32:23Z","author_name":"Nina Terol","url":"/feed/147662","canonical_url":"https://wefunder.com/feed/147662"},{"id":147641,"entity_id":"wefunder:feed_item:147641","type":"FeedItem::Update","visibility":"public","title":"Talino among eight teams selected by FDITECH in Tech Sprint to Reach the Unbanked","preview":"Talino Venture Labs, working with the National Asian American Coalition (NAAC), is one of eight teams selected by the Federal Deposit Insurance Corporation (FDIC) \"to participate in a ‘tech sprint’ designed to explore new technologies and techniques to help banks meet the needs of unbanked consumers.\"According to\u0026nbsp;FDIC Chief Innovation Officer Sultan Meghji, “As we work to build the banking system of the future, one of our most important challenges is to make certain that banking is open ...","published_at":"2021-08-13T00:55:38Z","author_name":"Nina Terol","url":"/feed/147641","canonical_url":"https://wefunder.com/feed/147641"},{"id":147611,"entity_id":"wefunder:feed_item:147611","type":"FeedItem::Update","visibility":"public","title":"The story behind our weave","preview":"The Talino logo is formed by four human figures outstretched in a circular pattern, with circles as the heads and letter Ts as the bodies.From a more conceptual perspective, it can be viewed as hands reaching out and supporting each other.🙌The symbol suggests strong collaboration among people across different parts of the globe, and is representative of Talino’s culture of working together to create a better future for underrepresented groups around the world.🌎\u0026nbsp;It also takes inspiration ...","published_at":"2021-08-12T08:23:14Z","author_name":"Nina Terol","url":"/feed/147611","canonical_url":"https://wefunder.com/feed/147611"},{"id":147602,"entity_id":"wefunder:feed_item:147602","type":"FeedItem::Update","visibility":"public","title":"When a Schmegegge (Yiddish for a ‘know-it-all’) said that \"fintech is bs\", here's how we responded","preview":"In early August,\u0026nbsp;The Fintech Times\u0026nbsp;published this piece\u0026nbsp;about a man, disguised under the name, \"Dr. Schmegegge\", who said that \"fintech is bs\" for a variety of reasons.That inspired the publication to work on a \"Fintech for Good\" series and explore the many ways fintechs\u0026nbsp; are \"creating change for people and communities in need.\" When\u0026nbsp;The Fintech Times\u0026nbsp;reached out for our comment, we just had to respond!Our responseAs the CEO of Talino Venture Labs, building inclu...","published_at":"2021-08-12T00:34:45Z","author_name":"Nina Terol","url":"/feed/147602","canonical_url":"https://wefunder.com/feed/147602"},{"id":147574,"entity_id":"wefunder:feed_item:147574","type":"FeedItem::Update","visibility":"public","title":"Take a sneak peek into our lab","preview":"Learn more about Talino Venture Labs, our startups, and our people--and open career opportunities, too!--on our website.Visit https://www.talinolabs.com/ today!\u0026nbsp;🌟","published_at":"2021-08-11T02:53:56Z","author_name":"Nina Terol","url":"/feed/147574","canonical_url":"https://wefunder.com/feed/147574"}],"q_and_a":[{"id":178695,"entity_id":"wefunder:comment:178695","question":"Can you explain to me your rationale for adding a redemption clause to the SAFE? Why should an investor renew the investment after the addition of the clause?","author_name":"Matthew H","votes":13,"created_at":"2021-11-10T19:45:06Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-178695","answers":[{"id":179843,"entity_id":"wefunder:comment:179843","answer":"Hi MN - SAFEs are primarily intended to be converted to preferred shares. But there are cases where the company will need to make a redemption or a preferred share conversion does not happen. We determined that 200% redemption rate is fair from our perspective. As an investor, this is something that you should definitely consider when making an investment.","author_name":"Winston Damarillo","votes":2,"created_at":"2021-11-18T03:40:38Z"}]},{"id":178777,"entity_id":"wefunder:comment:178777","question":"Am I reading their terms update correctly to specify the upside on an investment is doubling the original capital at best? Isn't the point of seed investing to have an out of the park investment to cover all the ones that don't make it? This seems like unlimited downside with very restrictive upside.","author_name":"Victor Smith","votes":7,"created_at":"2021-11-11T03:44:31Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-178777","answers":[]},{"id":179919,"entity_id":"wefunder:comment:179919","question":"Not saying that you will do this, but if the company becomes a billion-dollar unicorn, you can use the Redemption Clause to redeem the SAFE by paying about $900K (roughly 2x the current investment of $450K), correct? As an investor, that's a little unnerving, so can you talk about the scenarios where you envision invoking that clause?","author_name":"Kevin Hardman","votes":3,"created_at":"2021-11-18T18:55:48Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-179919","answers":[]},{"id":179704,"entity_id":"wefunder:comment:179704","question":"Am interested to invest in Talino soon","author_name":"George Simons","votes":2,"created_at":"2021-11-17T05:30:58Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-179704","answers":[{"id":179840,"entity_id":"wefunder:comment:179840","answer":"Thx ! :) Appreciate your support","author_name":"Winston Damarillo","votes":2,"created_at":"2021-11-18T03:29:00Z"}]},{"id":174481,"entity_id":"wefunder:comment:174481","question":"Do you invest into blockchain technology companies? If you do, do you allow Wefunder investors to participate into their private sales before it hits the public?","author_name":"Quang Ho","votes":2,"created_at":"2021-10-17T13:27:16Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-174481","answers":[{"id":175913,"entity_id":"wefunder:comment:175913","answer":"Hi Quang - Some of our portfolio companies leverage blockchain technology for financial services but we do not offer blockchain for private sales of equity or asset.","author_name":"Winston Damarillo","votes":2,"created_at":"2021-10-26T13:46:25Z"}]},{"id":304558,"entity_id":"wefunder:comment:304558","question":"If any distribution of profit sharing or income or Payback of some sort to shareholders??? How will the Payback of the loan be made to international non-accredited shareholders as income to our bank accounts or wallets?? As shareholders at least communicate with us on a bi-annually or quarterly basis or wharver is regulated by the SEC. I believe accountability, transparency and responsibility should be held to the standards of any company.","author_name":"George Simons","votes":1,"created_at":"2025-03-24T05:45:35Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-304558","answers":[]},{"id":283820,"entity_id":"wefunder:comment:283820","question":"I can't for the law to change to allow international non-accredited investors","author_name":"George Simons","votes":1,"created_at":"2024-05-18T00:34:53Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-283820","answers":[]},{"id":276453,"entity_id":"wefunder:comment:276453","question":"Will Talino Venture Labs have another Crowdfunding campaign round again in the future???","author_name":"George Simons","votes":1,"created_at":"2024-02-16T18:11:46Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-276453","answers":[]},{"id":273338,"entity_id":"wefunder:comment:273338","question":"Winston Damarillo, Will Talino Venture Labs have another Crowdfunding campaign round again in the future? I so want to be an investor of Talino Venture Labs on wefunder.com","author_name":"George Simons","votes":1,"created_at":"2024-01-08T03:52:17Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-273338","answers":[]},{"id":272955,"entity_id":"wefunder:comment:272955","question":"It is unfortunate that Talino Venture Labs gave investors their refunds back. I was looking forward of being a shareholder of such a great startup company, Talino Venture Labs in Asia","author_name":"George Simons","votes":1,"created_at":"2024-01-03T01:45:33Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-272955","answers":[]},{"id":271455,"entity_id":"wefunder:comment:271455","question":"When will Talino Venture Labs have another Crowdfunding campaign round again in the future??","author_name":"George Simons","votes":1,"created_at":"2023-12-13T04:52:42Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-271455","answers":[]},{"id":271454,"entity_id":"wefunder:comment:271454","question":"It is unfortunate that Talino Venture Labs gave investors their refunds back. I was looking forward of being a shareholder of such a great startup company, Talino Venture Labs in Asia","author_name":"George Simons","votes":1,"created_at":"2023-12-13T04:52:08Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-271454","answers":[]},{"id":265225,"entity_id":"wefunder:comment:265225","question":"Forcing a pay out to early investors is just ripping them off! Early investors take all the risk, then once you have success, pay out the investors and hold the early investors shares to takeout later equity of 10x or much more! Share holders should have a choice to cash out or not. Not be forced out once the company starts to make a profit. You are a Complete Scam Artist, Winston Damarillo!","author_name":"Douglas Hickey","votes":1,"created_at":"2023-10-11T15:52:27Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-265225","answers":[]},{"id":264178,"entity_id":"wefunder:comment:264178","question":"Am confused, I thought that Talino Ventures was doing well. Why did I receive a refund back 2x?? Will Talino Ventures have another Crowdfunding campaign round again in the future for investors??","author_name":"George Simons","votes":1,"created_at":"2023-10-05T02:27:49Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-264178","answers":[]},{"id":220445,"entity_id":"wefunder:comment:220445","question":"Can you please provide quarterly update? Thanks.","author_name":"Varun Gupta","votes":1,"created_at":"2022-09-29T07:08:33Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-220445","answers":[]},{"id":218760,"entity_id":"wefunder:comment:218760","question":"Any update on the company news?","author_name":"Igor Mishevski","votes":1,"created_at":"2022-09-15T19:06:16Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-218760","answers":[]},{"id":184508,"entity_id":"wefunder:comment:184508","question":"when will Talino be accepting investments again---I'm not able to do so on WeFunder at the moment","author_name":"Jerry Irwin","votes":1,"created_at":"2021-12-19T19:50:34Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-184508","answers":[]},{"id":180983,"entity_id":"wefunder:comment:180983","question":"Do you intend to pay a dividend (post-SAFE conversion)?","author_name":"Craig J. Vom Lehn","votes":1,"created_at":"2021-11-24T18:11:49Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-180983","answers":[]},{"id":180323,"entity_id":"wefunder:comment:180323","question":"Hello and congratulations on the investment raised so far! I'm hoping to get clarification on the $10k perk. Is the $10k perk an invitation to join the Advisory Board Council or to have lunch/meet with the Advisory Board Council? If it is an invitation, what exactly does that entail (e.g. quarterly business reviews and etc)?","author_name":"Roberto Maldonado","votes":1,"created_at":"2021-11-22T20:52:34Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-180323","answers":[]},{"id":177870,"entity_id":"wefunder:comment:177870","question":"Hello! Congratulations on your success so far! A couple of questions: 1) if I understand your deck correctly. Suppose everything goes according to plan, Talino may raise a $40mm series A at at roughly a $500 mil valuation? Back of the envelope, something like 10x SaaS revenues + remainder being portfolio equity? And, 2) once portfolio exits occur, there's no way for the crowd to get an allotment of shares, right? Only potential distributions/dividends per the Board? Thx!","author_name":"Rod Salvador","votes":1,"created_at":"2021-11-06T00:12:43Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-177870","answers":[{"id":179839,"entity_id":"wefunder:comment:179839","answer":"Hi Rod - The investors have a valuation cap of $15M (early bird) and $20M .. so even if series A closes at $500M valuation (btw - that is super generous), investors in this round will convert to series A only as if the valuation is either $15M or $20M .. 2) Yes - we added a provision for SAFE holders to receive dividends - unless the SAFE shares has already converted to preferred shares.","author_name":"Winston Damarillo","votes":1,"created_at":"2021-11-18T03:28:36Z"}]},{"id":176594,"entity_id":"wefunder:comment:176594","question":"Is this the same type of business as Astralabs, and Legion? They purchase new companies to help them grow, or will create businesses to do the same. My issue with investing with some of them is any profits from sales typically completely go back into buying more businesses, making receiving money back more difficult. How does your company plan to do that moving forward?","author_name":"Adam Sampson","votes":1,"created_at":"2021-10-29T21:56:56Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-176594","answers":[{"id":177208,"entity_id":"wefunder:comment:177208","answer":"Hi Adam, Talino Venture Labs organically builds our startups within the Financial Services Sector, either with other founders and/or as joint ventures with enterprises. We plan to operationally manage our startups to successful exits. We are not in the general business of buying and selling stocks / companies.","author_name":"Nina Terol","votes":2,"created_at":"2021-11-02T01:02:56Z"}]},{"id":176170,"entity_id":"wefunder:comment:176170","question":"When does your fundraise close?","author_name":"Harish Damodhardas Asar","votes":1,"created_at":"2021-10-27T22:52:40Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-176170","answers":[{"id":177209,"entity_id":"wefunder:comment:177209","answer":"[EDITED] Hi Harish, this fundraising campaign closes on November 24, 2021.","author_name":"Nina Terol","votes":2,"created_at":"2021-11-02T01:05:23Z"}]},{"id":175902,"entity_id":"wefunder:comment:175902","question":"Do the companies in your portfolio have TAMs over $1 billion? Do the companies you invest in have founders with prior exits or are the companies at least earning revenue? Are these companies scalable? Do these companies have intellectual property?","author_name":"Justin Entrekin","votes":1,"created_at":"2021-10-26T13:10:17Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-175902","answers":[{"id":175914,"entity_id":"wefunder:comment:175914","answer":"Hi Justin - Most of our portfolio companies address markets that have over $1B in total addressable markets (TAM). We have founders within the studio and portfolio companies that have multiple Silicon Valley exits. Scalability is one of the main criteria we use when building companies - and we have preferred to work in partnership with large incumbents to accelerate growth, time to market and scale.","author_name":"Winston Damarillo","votes":3,"created_at":"2021-10-26T13:52:18Z"}]},{"id":173928,"entity_id":"wefunder:comment:173928","question":"I notice that the amount invested recently dropped significantly - from about $270K to $170K. Bearing in mind that your campaign page now says that you've received investments of $170K relative to a $250K goal, is $250K the maximum or minimum that you're attempting to raise this round?","author_name":"Kevin Hardman","votes":1,"created_at":"2021-10-13T13:30:26Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-173928","answers":[{"id":174634,"entity_id":"wefunder:comment:174634","answer":"Hi Kevin - $250K is minimum. The momentary drop was just processing lag when some of the investors converted their reservation to committed investment.","author_name":"Winston Damarillo","votes":2,"created_at":"2021-10-18T15:30:00Z"}]},{"id":173762,"entity_id":"wefunder:comment:173762","question":"How much ownership does Talino Venture Labs have in the portfolio companies? Can you give any criteria to when the \"proper timing\" is for a IPO?","author_name":"Ryan Theil","votes":1,"created_at":"2021-10-12T14:08:45Z","canonical_url":"https://wefunder.com/talino.venture.labs#question-173762","answers":[{"id":174638,"entity_id":"wefunder:comment:174638","answer":"Hi Ryan, Talino's ownership of its portfolio companies range from 22% to 100%, depending on which stage these companies are in. The criteria to IPO depends on a variety of factors ranging from market timing , the health of our gross margins, and road map for growth. As a Public Benefit Corporation, we will do what is in the best interest of the communities we serve while keeping the interests of our investors top of mind.","author_name":"Nina Terol","votes":1,"created_at":"2021-10-18T15:51:54Z"}]}],"faq":[{"question":"So I found this to get answers to my questions about the reservation and cash transfer (it took a week from Europe just FYI): https://help.wefunder.com/154992-linked/reservations-\u0026amp;-wefunder-cash-101 . So shortly If I get it right... 1) Reserved money now = waiting for lega...","answer":"Thanks for reaching out, Petr! We'll be back in touch shortly to respond to your question on timelines :)"},{"question":"1) An investment in Talino means we’re getting ownership in the existing portfolio companies as well as all those created in the future, correct? 2) Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? 3) What's the exit stra...","answer":"Hi, Kevin! Thanks for your questions! To answer: 1) An investment in Talino means we’re getting ownership in the existing portfolio companies as well as all those created in the future, correct? - Yes; an investment in Talino means an investment in existing and future companies under Talino Venture Labs 2) Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? - Yes, there will be dividends on the profits of Talino and potentially on sales of ..."},{"question":"Hi Nina, I wanted to follow up on this comment from another post (as Wefunder won't let me reply to a thread) ‘Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? - Yes, there will be dividends on the profits of Talino and p...","answer":"Hi, Amit, thank you for your question and interest in Talino Venture Labs! If the Board of Directors declares dividends, these will be extended to SAFE holders without converting to preferred shares and will be calculated based on the formula provided for by the SAFE agreement. For more details on our terms, please review our Form C: https://wefunder.com/talino.venture.labs/form_c/"},{"question":"How much ownership does Talino Venture Labs have in the portfolio companies? Can you give any criteria to when the \"proper timing\" is for a IPO?","answer":"Hi Ryan, Talino's ownership of its portfolio companies range from 22% to 100%, depending on which stage these companies are in. The criteria to IPO depends on a variety of factors ranging from market timing , the health of our gross margins, and road map for growth. As a Public Benefit Corporation, we will do what is in the best interest of the communities we serve while keeping the interests of our investors top of mind."},{"question":"I notice that the amount invested recently dropped significantly - from about $270K to $170K. Bearing in mind that your campaign page now says that you've received investments of $170K relative to a $250K goal, is $250K the maximum or minimum that you're attempting to raise th...","answer":"Hi Kevin - $250K is minimum. The momentary drop was just processing lag when some of the investors converted their reservation to committed investment."}]}}}