{"data":{"type":"company_profile_ai","id":90122,"entity_id":"wefunder:company:90122","attributes":{"canonical_url":"https://wefunder.com/talino.venture.labs","retrieval_urls":{"canonical":"https://wefunder.com/talino.venture.labs","json":"https://wefunder.com/talino.venture.labs.json","markdown":"https://wefunder.com/talino.venture.labs.md","ai_json":"https://wefunder.com/talino.venture.labs.ai.json","ai_text":"https://wefunder.com/talino.venture.labs.ai.txt","changelog_json":"https://wefunder.com/talino.venture.labs.changelog.json","schema":"https://wefunder.com/.well-known/ai-profile-schema.json"},"updated_at":"2026-06-19T05:00:35Z","generated_at":"2026-06-19T10:38:36Z","profile_visibility":{"owner_published":true,"public_search_results":true,"site_search_listed":true,"privacy_mode":"promote","invite_only":false},"company":{"id":90122,"entity_id":"wefunder:company:90122","slug":"talino.venture.labs","name":"Talino Venture Labs","tagline":"Invest in our inclusive fintech, Asenso Finance, at www.wefunder.com/asenso","elevator_pitch":"Talino Venture Labs builds inclusive fintechs that offer financial access and inclusion to underserved minorities, migrant professionals, the uninsured, cash-strapped entrepreneurs, and recovering businesses As a venture studio, we bring in the best talent, technology, and expertise to build highly repeatable, efficient, profitable, and scalable businesses in partnership with industry leaders, exponentially increasing our market share and success while minimizing risk.","location":"Manhattan Beach, CA","website":"https://www.talinolabs.com","total_amount_raised":488358,"total_investors":282,"is_funded":false,"is_active":false},"key_claims":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 488358","citation":"https://wefunder.com/talino.venture.labs#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-20T05:00:35Z"},{"claim_id":"claim-total-investors","text":"Total investors: 282","citation":"https://wefunder.com/talino.venture.labs#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-20T05:00:35Z"}],"verified_facts":[{"claim_id":"claim-total-raised","text":"Total raised on Wefunder: 488358","citation":"https://wefunder.com/talino.venture.labs#claim-total-raised","provenance":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-20T05:00:35Z"},{"claim_id":"claim-total-investors","text":"Total investors: 282","citation":"https://wefunder.com/talino.venture.labs#claim-total-investors","provenance":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-20T05:00:35Z"}],"company_claims":{"tagline":"Invest in our inclusive fintech, Asenso Finance, at www.wefunder.com/asenso","elevator_pitch":"Talino Venture Labs builds inclusive fintechs that offer financial access and inclusion to underserved minorities, migrant professionals, the uninsured, cash-strapped entrepreneurs, and recovering businesses As a venture studio, we bring in the best talent, technology, and expertise to build highly repeatable, efficient, profitable, and scalable businesses in partnership with industry leaders, exponentially increasing our market share and success while minimizing risk.","story":"Despite the proliferation of fintech companies around the world, there remains a $5.2 trillion financial inclusion gap impacting at least 1.7 billion people unserved around the globe.In the United States alone, at least 63 million American adults are either unbanked or underbanked, and need access to alternative financial services.Financial exclusion is expensive and robs people of opportunities, but it also leads to huge opportunity losses for entire economic segments and markets.Talino Venture Labs is THE go-to fintech venture studio building next-generation companies for financial inclusionBorn at the intersection of Silicon Valley and Southeast Asia’s hotbeds of innovation and emerging-economy opportunities, Talino—named after the Filipino word for “intelligence”—has replicated its successful business model in high-value startups with a combined market value yield of over $250M.Our secret sauce? The tried-and-tested venture studio model, powered by Talino FIT™ (Talino Financial Inclusion Technology), a robust and reusable tech stack that is already being used by financial institutions across our existing startups, impacting users across Asia and the United States.Talino FIT™ gives us the capability to build, deploy, and scale new technologies and businesses with greater agility and efficiency… … In partnership with large private and public sector organizations that have given us scale and market access.Talino’s startups have won two consecutive years of the Asian Development Bank’s challenges and hackathons, each besting over 100 startups and technology solutions from around the globe.\u0026nbsp;In September 2021, the team won a tech sprint of the Federal Deposit Insurance Corporation (FDIC) to reach the unbanked in the United States.These global accolades by development experts attest to Talino’s impact-driven innovation and its potential for replicability and scale in other emerging markets.Talino has made a mark across different media markets with the message of inclusion and impact-driven innovation for the world’s underserved markets. In addition to coverage from mainstream media in different parts of the globe, you’ll find Talino’s CEO hosting Clubhouse chats, #TalinoTalks, and guesting in podcasts to share sage advice and expert knowledge with other startups and ecosystem players from different corners of the globeA formula Talino has used for its success is the venture studio model pioneered by Idealab, Rocket Internet, Science, and entrepreneurs like Elon Musk. Startups created by studios earn an internal rate of return (IRR) of 53% versus 21.3% by traditional startups, taking barely 11 months from zero to seed, versus 36 for traditional startups.Moreover, venture studios leverage on valuable expertise, human resources, and intellectual capital to take startups to market and help them achieve growth and scale, with repeatable success.To further set the stage for this success, Talino is now a proud member of the Global Startup Studio Network (GSSN).We believe we can\u0026nbsp;grow\u0026nbsp;our profitable venture studio operations by 15x in the next 5 years.We believe\u0026nbsp;Talino will create exponential value through its proprietary SaaS Platforms that form the backbones of its startups’ operations, as well as through the ventures that are built to address the financial inclusion gap in the United States and in other underserved, emerging markets in other parts of the world.Aside from the 25% discount you get when you invest at the Early-Bird stage, Talino offers its investors exclusive MasterClasses, business insights, premium products from artisan communities, and more.","quick_facts":["🌏 Founder and CEO is a former VC at Intel Capital and has sold a company to IBM","💸 Venture companies have raised over $7M in 2 years; venture studio has earned $2M in revenue and is profitable","🚀 Venture Studio based on successful model pioneered by Idealab, Rocket Internet, and Science","🏆 Multi-award-winning businesses recognized by UNICEF, the Asian Development Bank, and the FDIC","✨ Operating Partners include former CTO of Ebay, Qualcomm, Oracle and SAS","👥 Leaders include WEF Young Global Leaders \u0026amp; globally awarded entrepreneurs","🏦 Partnerships signed with US banks and major US grocery chain","📰 Featured on CNN, Yahoo!, Entrepreneur, Esquire, The Fintech Times, BusinessWorld, and more"]},"computed_metrics":{"total_amount_raised":488358,"total_investors":282,"team_size":1,"featured_investor_count":1,"faq_count":5,"recent_post_count":10},"quick_facts":[{"claim_id":"claim-fact-1","value":"🌏 Founder and CEO is a former VC at Intel Capital and has sold a company to IBM","citation":"https://wefunder.com/talino.venture.labs#claim-fact-1","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-2","value":"💸 Venture companies have raised over $7M in 2 years; venture studio has earned $2M in revenue and is profitable","citation":"https://wefunder.com/talino.venture.labs#claim-fact-2","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-3","value":"🚀 Venture Studio based on successful model pioneered by Idealab, Rocket Internet, and Science","citation":"https://wefunder.com/talino.venture.labs#claim-fact-3","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-4","value":"🏆 Multi-award-winning businesses recognized by UNICEF, the Asian Development Bank, and the FDIC","citation":"https://wefunder.com/talino.venture.labs#claim-fact-4","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-5","value":"✨ Operating Partners include former CTO of Ebay, Qualcomm, Oracle and SAS","citation":"https://wefunder.com/talino.venture.labs#claim-fact-5","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-6","value":"👥 Leaders include WEF Young Global Leaders \u0026amp; globally awarded entrepreneurs","citation":"https://wefunder.com/talino.venture.labs#claim-fact-6","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-7","value":"🏦 Partnerships signed with US banks and major US grocery chain","citation":"https://wefunder.com/talino.venture.labs#claim-fact-7","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"},{"claim_id":"claim-fact-8","value":"📰 Featured on CNN, Yahoo!, Entrepreneur, Esquire, The Fintech Times, BusinessWorld, and more","citation":"https://wefunder.com/talino.venture.labs#claim-fact-8","observed_at":"2026-06-19T05:00:35Z","expires_at":"2026-06-26T05:00:35Z"}],"latest_fundraise":{"id":46947,"entity_id":"wefunder:fundraise:46947","state":"successful","offering_type":"4(a)(6)","structure":"safe","testing_the_waters":false,"can_invest_now":false,"funding_started_at":"2021-10-06T16:19:16Z","funding_closed_at":"2021-11-27T05:02:15Z"},"investor_memos":[],"team":[{"id":1789958,"entity_id":"wefunder:company_role:1789958","name":"Winston Damarillo","title":"CEO","role":"founder","profile_url":"https://wefunder.com/winstondamarillo"}],"featured_investors":[{"id":5593,"entity_id":"wefunder:company_investor_profile:5593","name":"Buck Jordan","profile_url":"https://wefunder.com/wavemakerlabsasiainc"}],"relationships":[{"source_entity_id":"wefunder:company:90122","relation":"has_team_member","target_entity_id":"wefunder:user:1455127","target_url":"https://wefunder.com/winstondamarillo"},{"source_entity_id":"wefunder:company:90122","relation":"has_featured_investor","target_entity_id":"wefunder:user:1969000","target_url":"https://wefunder.com/wavemakerlabsasiainc"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149961","target_url":"https://wefunder.com/feed/149961"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149897","target_url":"https://wefunder.com/feed/149897"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149870","target_url":"https://wefunder.com/feed/149870"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149682","target_url":"https://wefunder.com/feed/149682"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149659","target_url":"https://wefunder.com/feed/149659"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149563","target_url":"https://wefunder.com/feed/149563"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:149022","target_url":"https://wefunder.com/feed/149022"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:148971","target_url":"https://wefunder.com/feed/148971"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:148667","target_url":"https://wefunder.com/feed/148667"},{"source_entity_id":"wefunder:company:90122","relation":"has_recent_update","target_entity_id":"wefunder:feed_item:148574","target_url":"https://wefunder.com/feed/148574"},{"source_entity_id":"wefunder:company:90122","relation":"has_latest_fundraise","target_entity_id":"wefunder:fundraise:46947"}],"faq":[{"question":"So I found this to get answers to my questions about the reservation and cash transfer (it took a week from Europe just FYI): https://help.wefunder.com/154992-linked/reservations-\u0026amp;-wefunder-cash-101 . So shortly If I get it right... 1) Reserved money now = waiting for lega...","answer":"Thanks for reaching out, Petr! We'll be back in touch shortly to respond to your question on timelines :)"},{"question":"1) An investment in Talino means we’re getting ownership in the existing portfolio companies as well as all those created in the future, correct? 2) Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? 3) What's the exit stra...","answer":"Hi, Kevin! Thanks for your questions! To answer: 1) An investment in Talino means we’re getting ownership in the existing portfolio companies as well as all those created in the future, correct? - Yes; an investment in Talino means an investment in existing and future companies under Talino Venture Labs 2) Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? - Yes, there will be dividends on the profits of Talino and potentially on sales of ..."},{"question":"Hi Nina, I wanted to follow up on this comment from another post (as Wefunder won't let me reply to a thread) ‘Do you anticipate making a payout to investors (e.g., dividends), when portfolio companies have an exit? - Yes, there will be dividends on the profits of Talino and p...","answer":"Hi, Amit, thank you for your question and interest in Talino Venture Labs! If the Board of Directors declares dividends, these will be extended to SAFE holders without converting to preferred shares and will be calculated based on the formula provided for by the SAFE agreement. For more details on our terms, please review our Form C: https://wefunder.com/talino.venture.labs/form_c/"},{"question":"How much ownership does Talino Venture Labs have in the portfolio companies? Can you give any criteria to when the \"proper timing\" is for a IPO?","answer":"Hi Ryan, Talino's ownership of its portfolio companies range from 22% to 100%, depending on which stage these companies are in. The criteria to IPO depends on a variety of factors ranging from market timing , the health of our gross margins, and road map for growth. As a Public Benefit Corporation, we will do what is in the best interest of the communities we serve while keeping the interests of our investors top of mind."},{"question":"I notice that the amount invested recently dropped significantly - from about $270K to $170K. Bearing in mind that your campaign page now says that you've received investments of $170K relative to a $250K goal, is $250K the maximum or minimum that you're attempting to raise th...","answer":"Hi Kevin - $250K is minimum. The momentary drop was just processing lag when some of the investors converted their reservation to committed investment."}],"recent_posts":[{"id":149961,"entity_id":"wefunder:feed_item:149961","title":"SME Finance Forum, managed by the IFC and the World Bank Group, welcomes Talino into its roster of members committed to financial inclusion","preview":"The SME Finance Forum, an organization managed by the International Finance Corporation (IFC) of the World Bank Group, formally welcomed Talino Venture Labs into its prestigious roster of over 220 members worldwide that are committed to financial inclusion.According to Matthew Gamser, CEO of the SME Finance Forum, \"We are delighted to welcome Talino to further grow our mission.\u0026nbsp;Talino’s 'stack' of core technologies to support SME and other base-of-the-pyramid financing across Asia and th...","published_at":"2021-10-29T15:27:37Z","canonical_url":"https://wefunder.com/feed/149961"},{"id":149897,"entity_id":"wefunder:feed_item:149897","title":"BayaniPay featured in one of the world's top tech podcasts","preview":"We recently posted about our cross-border financial platform, BayaniPay, landing on\u0026nbsp;Built in LA's \"The Future 5 of Los Angeles Tech\" list.But, wait... what is BayaniPay anyway? What makes it a fintech to watch closely in the near future--and why should we bet on it? Scan the QR code below to hear all about it on one of the world's top tech podcasts,\u0026nbsp;The Tech Talks Daily with Neil C. Hughes.--Inspired by these updates? We know we are! ;) Please help us spread the word about our Wefun...","published_at":"2021-10-27T15:04:19Z","canonical_url":"https://wefunder.com/feed/149897"},{"id":149870,"entity_id":"wefunder:feed_item:149870","title":"BayaniPay cited as a \"Future 5 of Los Angeles\" startup by Built in LA","preview":"Read the full feature on Built in LA\u0026nbsp;HERE.To learn more about BayaniPay and its zero-fee remittance experience, BayaniPay Prime, visit www.bayanipay.com.--Inspired by these updates? We know we are! ;) Please help us spread the word about our Wefunder campaign and the work we're doing by inviting friends and family to co-invest with you at\u0026nbsp;www.wefunder.com/talino.venture.labs. Your endorsement means a lot!","published_at":"2021-10-26T15:38:29Z","canonical_url":"https://wefunder.com/feed/149870"},{"id":149682,"entity_id":"wefunder:feed_item:149682","title":"EXCLUSIVE: Talino's Select LA panel to be livestreamed on Facebook--TODAY, Oct 21, 3PM PST!","preview":"Catch the EXCLUSIVE livestream of this Select LA panel as Talino CEO Winston Damarillo talks about how small businesses can compete with Goliaths and grow coming off sports seasons, at the session called \"Post-Game Analysis: The Legacy of Mega Events.\" Hop over to the Talino Venture Labs Facebook page at 3PM PST today\u0026nbsp;to watch this session live!🌟(This will not be livestreamed anywhere else!)Got any live comments? Share them on the Facebook page or engage with us on Twitter at @talinolabs...","published_at":"2021-10-21T16:15:02Z","canonical_url":"https://wefunder.com/feed/149682"},{"id":149659,"entity_id":"wefunder:feed_item:149659","title":"Talino joins the SME Finance Forum, the global network for financial inclusion powered by the World Bank Group","preview":"Deepening its commitment to financial inclusion, Talino has joined the SME Finance Forum, a global network of 220+ members that works to expand access to finance for small and medium businesses. It organizes a network of financial institutions, tech companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs worldwide. The Forum was established by the G20 Global Partnership for Financial Inclusion (GPFI) and is managed by the IFC - Inter...","published_at":"2021-10-18T16:04:44Z","canonical_url":"https://wefunder.com/feed/149659"},{"id":149563,"entity_id":"wefunder:feed_item:149563","title":"Talino joins LAEDC Board of Governors, speaks about alternative capital and financing opportunities at Select LA Investment Summit","preview":"Talino Venture Labs has officially joined the Los Angeles County Economic Development Corporation (LAEDC) and will sit in its Board of Governors, represented by Talino CEO Winston Damarillo.LAEDC was founded in 1981 as a public-benefit, private non-profit to \"guide economic development and create more widely shared prosperity\" in the Los Angeles County region.On October 20 to 21, 2021, LAEDC will host the annual Select LA Investment Summit, which is touted as Southern California's Premier Int...","published_at":"2021-10-14T02:58:52Z","canonical_url":"https://wefunder.com/feed/149563"},{"id":149022,"entity_id":"wefunder:feed_item:149022","title":"Leading Ladies: UNAWA Co-Founders Make It to Asia Business Law Journal’s Top 100 List for the Fourth Straight Year","preview":"The co-founders of UNAWA, Talino's regulatory tech (regtech) startup—Atty. Monalisa C. Dimalanta, Atty. Regina Jacinto-Barrientos, and Atty. Maria Raquel S. Chavez—are once again among the Philippines’ Top 100 Lawyers based on research conducted by the\u0026nbsp;Asia Business Law Journal.\u0026nbsp;The 'A-List'—as the top 100 lawyers list is called—is an annual publication based on the extensive research conducted by\u0026nbsp;Asia Business Law Journal. It reflects inputs from thousands of in-house counsel,...","published_at":"2021-09-27T10:30:33Z","canonical_url":"https://wefunder.com/feed/149022"},{"id":148971,"entity_id":"wefunder:feed_item:148971","title":"Talino's work showcased at PH International Design Conference 2021","preview":"\u0026nbsp;Talino's work on financial inclusion technologies was featured at a\u0026nbsp;\"Pecha Kucha\"\u0026nbsp;talk for the International Design Conference 2021 organized by the Design Center of the Philippines on September 23, 2021.A \"Pecha Kucha\" is a presentation format in which a speaker has to deliver their talk in 20 slides of precisely 20 seconds per slide. It was popularized by advertising professionals in Japan in 2003 and has since gained popularity all over the world.Building on the conference ...","published_at":"2021-09-24T14:56:01Z","canonical_url":"https://wefunder.com/feed/148971"},{"id":148667,"entity_id":"wefunder:feed_item:148667","title":"A closer look at NAAC-Talino Finance's 'Market Readiness' win at the FDIC's tech sprint","preview":"As we've recently shared, the\u0026nbsp;National Asian American Coalition (NAAC)\u0026nbsp;and\u0026nbsp;Talino Venture Labs, working jointly as NAAC-Talino Finance, won the market readiness category of the tech sprint\u0026nbsp;organized by the Federal Deposit Insurance Corporation (FDIC)\u0026nbsp;entitled\u0026nbsp;Breaking Down Barriers: Reaching the Last Mile of the Unbanked.\u0026nbsp;The tech sprint aimed to explore new technologies and techniques to help banks meet the needs of unbanked consumers.FDIC Chairman Jelena M...","published_at":"2021-09-15T16:31:10Z","canonical_url":"https://wefunder.com/feed/148667"},{"id":148574,"entity_id":"wefunder:feed_item:148574","title":"NAAC-Talino wins in FDIC's tech sprint!","preview":"After two grueling months from the time the Federal Deposit Insurance Corporation (FDIC) launched its tech sprint called \"Breaking Down Barriers: Reaching the Last Mile of the Unbanked\",\u0026nbsp;Demo Day arrived and with it, the opportunity to showcase NAAC-Talino's solution for unbanked communities in the United States.Our prototype--an intuitive and mobile-first digital social borrowing platform--gives small businesses access to much-needed credit at more affordable rates while allowing them t...","published_at":"2021-09-13T16:45:38Z","canonical_url":"https://wefunder.com/feed/148574"}],"provenance":{"source":"wefunder_public_company_profile","as_of":"2026-06-19T10:38:36Z","claims":{"total_amount_raised":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"total_investors":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-19T05:00:35Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"active_raise_states":{"source":"Fundraise.visible(nil, nil)","last_verified_at":"2025-06-03T15:25:58Z","as_of":"2026-06-19T10:38:36Z","confidence":"high"},"latest_fundraise_state":{"source":"Fundraise.visible(nil, nil).order(funding_started_at)","last_verified_at":"2025-06-03T15:25:58Z","as_of":"2026-06-19T10:38:36Z","confidence":"medium"}}}}}}