# Card Blanch

The real all-in-one card that gives freedom to move and power to act

## Elevator pitch
Card Blanch is one card solution that aggregates all your bank cards, crypto assets, and loyalty programs. With our complimentary application, you will be able to see all your loyalty programs in one place and connect all your bank cards and crypto wallets for payments. Every time you shop, use Card Blanch. It will automatically apply merchant discounts and charge one of your bank cards and cryptocurrencies for a perfect match.

- Canonical URL: https://wefunder.com/mycardblanch
- Entity ID: wefunder:company:93226
- Last updated: 2026-06-18T23:54:16Z
- Generated at: 2026-06-19T04:00:32Z

## Quick facts
- We enable users to utilize all their cards and currencies, including crypto all in place
- Card payments represent a $10 Trillion market opportunity
- Highly experienced FinTech team
- Card Blanch is a Serial RedDot award winner and backed by experts in fintech banking
- Featured on Yahoo, International Business Times, TechStartups, and more
- Successfully raised $950K of angel and crowdfunding investment, and

## Active fundraises
- wefunder:fundraise:75743: 4(a)(6) open (USD)
- wefunder:fundraise:49209: 4(a)(6) successful (USD)
- wefunder:fundraise:49210: 4(a)(6) successful (USD)

## Story
Card Blanch - The Real all-in-one Card.At Card Blanch, we’re here to enable users to use only one card for purchasing, identification, applying discounts + rewards, and automatically choosing the best card or currency for a particular transaction. Our team and advisors have a proven track record in both fintech and banking. So it makes sense that in addition to raising $1 Million in crowdfunding and angel investments, we’ve won Reddot award for exceptional quality of designCard Blanch unites all your credit and debit cards, loyalty program profiles, and crypto assets into one succinct space - adding AI-powered services like spending insights and discount opportunities while we’re at it. Using the power of one singular card, users now have the opportunity to be in more control of managing finances wherever they are in the world. Entering a future where cryptocurrency becomes more of the norm, we believe we are about to change the way people shop.PROBLEMFED UP WITH NUMEROUS CARDS?People typically have up to 4 bank cards that they use for different purposes (source) - and we think this makes it challenging to remember all pins, which card to use, and where to use it. We’ve found the same issue applies to rewards programs.We unite all your financial strength in one place, combining all your bank cards, loyalty programs, and crypto assets.CONFUSED ABOUT CHOOSING THE RIGHT CARD?With our smart SplitPay © technology, users can better utilize available funds, e.g., make bigger purchases by Card Blanch, covering it with multiple cards. You will still enjoy your cashback and other benefits programs from connected cards while paying for different categories like gas, utilities, groceries, and beyond.Using algorithms, we can automatically apply the best card and currency for a particular transaction, as well as apply rewards and discount opportunities. Card Blanch then adapts all your financial acts to the credit score optimization plan raising your creditworthiness to the highest limits.THE MARKET AND OUR TRACTIONWith Fintech and Crypto on the rise, we believe to have a $10T market opportunity. (source)In the next 3-5 years, we anticipate seeing a huge demand for fintech products that manage both fiat and cryptocurrencies. With that, our US target market is 177 Million cardholders, with $144 Billion in purchase transactions projected by 2025 (source).When it comes to our competition, we believe other solutions not only don’t streamline banks and rewards into one card, but they don’t offer discounts, management, nor an easy-to-use platform in our view. Having already established partnerships with over 20 top European and international banks - we understood that people are not seeking new banks. They are seeking better use of their current ones. This is how we came up with the idea of Card Blanch, and we believe we are on track to address these needs in the US market. Here’s more on our roadmap:When it comes to our business model, we utilize user subscriptions, merchant cash- back and up-sale merchant rewards, as well as interchange fees.Investors ReviewTestimonials

## FAQ
1. **Wow, fintech is on the hype now. This seems very promising!**
   - Thank you!
2. **Usually I invest in the companies I use myself. I really like this idea, I'm in:)**
   - Thank you!
3. **I like it:)**
   - Thank you
4. **Hi, is it crowdfunding or Reg A+?**
   - It is Reg CF crowdfunding.
5. **Just want to say that this is a very great idea!**
   - Thank you

## Team
- Leo Goriev (Visionary)

## Recent posts
- Happy New Year from Card Blanch Team! (2021-12-31T18:39:03Z)
- $200k in Less Than 48 Hours! (2021-09-18T11:47:59Z)

## Q&A
- Q: Love what you guys are building. Great work! I see big potential in this idea.
  - A: Thanks Casey!🙏
- Q: Wow, fintech is on the hype now. This seems very promising!
  - A: Thank you!
- Q: Your company looks very cool and I really like the idea.
  - A: Thanks!
- Q: Great company and looks like a very talented team)
  - A: Thanks:)
- Q: Great idea but how feasible is the actual execution? Do you need to partner with every banking institution? What are the risks of product development being blocked by the banking or merchant ecosystem? Can you really figure out for each transaction what is the best card to use e.g. many cards have 3-2-1 category rewards or bonus rewards for the first 4 months etc. can you optimize rewards in such cases?
  - A: Hi Toma, There is no need to partner with every institution but we might partner with some of them. At some point of time there can be a risk that some merchants or institution won’t be able to integrate with us, so it will take more time to get them into the platform. We will be able to do that for most of the Banks, but there will still be some that might be tricky to do so.
- Q: I like it:)
  - A: Thank you
- Q: This idea is great! Credit card rewards are so diverse and many card churners have their own crude method for tracking rewards. Do you have a patent on the software which picks the "best" reward rate and its appropriate card for each transaction?
  - A: Hi Evan, thanks for your question. The patent is filed.
- Q: Any update on status?
- Q: Hi Leo: I have already invested. Would like to know more on the revenue generating. 1. Usually linked bank card will get the processing fees? how did you get revenue from here? 2. subscription- I cannot wait to start using it. Will you charge me if I want to use it? Please explain more. I would like to see ROI rather than just convenient. 3. other revenue stream. I appreciate it.
  - A: Hi Mohammad, Thanks for your belief! 1. We plan to earn part of the interchange fee which pays the merchant for every transaction user makes with our card. 2. We are building a multi-bln company. As an example, the capitalization of Revolut is 33bln. Our product is different, and we don't need to compete with banks in people's minds. 3. We have a solid plan that was also approved by our fintech advisors - generating revenue from interchange fees, subscriptions, merchants and up-sales.
- Q: Looks like the CEO left he company in December 2024 according to Linkedin. This company was likely a scam.
- Q: The silence is deafening...
- Q: How would the transactions appear to the card issuer? For example, if I make a transaction at Starbucks using Card Blanch, which then charges it to an American Express card, would American Express see the transaction as Starbucks or Card Blanch?
  - A: Hi Alex, Now It show up as Card Blanch with the reference to Starbucks.
- Q: The idea is brilliant. Do you project any new partnerships this year?
  - A: Thanks Kevin, yes, we are negotiating several at the moment.
- Q: Hi team! what are your goals for 2022?
  - A: Hi, for 2022 we plan to launch, get first users and start another raise campaign
- Q: I have invested $1k and planning to invest more in the nearest future. When are you going to close this round?
  - A: Hi Jewell, thank you for your support! You can still invest 🙏