{"data":{"type":"company_profile","id":93226,"entity_id":"wefunder:company:93226","attributes":{"canonical_url":"https://wefunder.com/mycardblanch","generated_at":"2026-06-19T04:00:22Z","updated_at":"2026-06-18T23:54:16Z","entity_ids":{"company":"wefunder:company:93226","slug":"wefunder:company_slug:mycardblanch"},"profile_visibility":{"owner_published":true,"public_search_results":true,"site_search_listed":false,"privacy_mode":"unlisted","invite_only":false},"provenance":{"source":"wefunder_public_company_profile","as_of":"2026-06-19T04:00:22Z","claims":{"total_amount_raised":{"source":"FrontCompanySummary#amount_raised","last_verified_at":"2026-06-18T23:54:16Z","as_of":"2026-06-19T04:00:22Z","confidence":"high"},"total_investors":{"source":"FrontCompanySummary#number_of_investors","last_verified_at":"2026-06-18T23:54:16Z","as_of":"2026-06-19T04:00:22Z","confidence":"high"},"active_raise_states":{"source":"Fundraise.visible(nil, nil)","last_verified_at":"2026-06-02T23:40:20Z","as_of":"2026-06-19T04:00:22Z","confidence":"high"},"latest_fundraise_state":{"source":"Fundraise.visible(nil, nil).order(funding_started_at)","last_verified_at":"2026-06-02T23:40:20Z","as_of":"2026-06-19T04:00:22Z","confidence":"medium"}}},"company":{"id":93226,"entity_id":"wefunder:company:93226","slug":"mycardblanch","name":"Card Blanch","tagline":"The real all-in-one card that gives freedom to move and power to act","elevator_pitch":"Card Blanch is one card solution that aggregates all your bank cards, crypto assets, and loyalty programs. With our complimentary application, you will be able to see all your loyalty programs in one place and connect all your bank cards and crypto wallets for payments. Every time you shop, use Card Blanch. It will automatically apply merchant discounts and charge one of your bank cards and cryptocurrencies for a perfect match.","story":"Card Blanch - The Real all-in-one Card.At Card Blanch, we’re here to enable users to use only one card for purchasing, identification, applying discounts + rewards, and automatically choosing the best card or currency for a particular transaction. Our team and advisors have a proven track record in both fintech and banking. So it makes sense that in addition to raising $1 Million in crowdfunding and angel investments, we’ve won Reddot award for exceptional quality of designCard Blanch unites all your credit and debit cards, loyalty program profiles, and crypto assets into one succinct space - adding AI-powered services like spending insights and discount opportunities while we’re at it. Using the power of one singular card, users now have the opportunity to be in more\u0026nbsp;control of managing finances wherever they are in the world. Entering a future where cryptocurrency becomes more of the norm, we believe we are about to change the way people shop.PROBLEMFED UP WITH NUMEROUS CARDS?People typically have up to 4 bank cards that they use for different purposes (source) - and we think this makes it challenging to remember all pins, which card to use, and where to use it. We’ve found the same issue applies to rewards programs.We unite all your financial strength in one place, combining all your bank cards, loyalty programs, and crypto assets.CONFUSED ABOUT CHOOSING THE RIGHT CARD?With our smart SplitPay © technology, users can better utilize available funds, e.g., make bigger purchases by Card Blanch, covering it with multiple cards. You will still enjoy your cashback and other benefits programs from connected cards while paying for\u0026nbsp;different categories like gas, utilities, groceries, and beyond.Using algorithms, we can automatically apply the best card and currency for a particular transaction, as well as apply rewards and discount opportunities. Card Blanch then adapts all your financial acts to the credit score optimization plan raising your creditworthiness to the highest limits.THE MARKET AND\u0026nbsp;OUR TRACTIONWith Fintech and Crypto on the rise, we believe to have a $10T market opportunity. (source)In the next 3-5 years, we anticipate seeing a huge demand for fintech products that manage both fiat and cryptocurrencies. With that, our US target market is 177 Million cardholders, with $144 Billion in purchase transactions projected by 2025 (source).When it comes to our competition, we believe other solutions not only don’t streamline banks and rewards into one card, but they don’t offer discounts, management, nor an easy-to-use platform in our view. Having already established partnerships with over 20 top European and international banks - we understood that people are not seeking new banks. They are seeking better use of their current ones. This is how we came up with the idea of Card Blanch, and we believe we are on track to address these needs in the US market. Here’s more on our roadmap:When it comes to our business model, we utilize user subscriptions, merchant cash- back and up-sale merchant rewards, as well as interchange fees.Investors ReviewTestimonials","location":"San Jose, CA","website":"https://cardblanch.com","total_amount_raised":457587,"total_investors":416,"is_funded":false,"is_active":false,"quality_score":3,"related_urls":["https://wefunder.com/mycardblanch","https://cardblanch.com"]},"media":{"share_image_url":"https://uploads.wefunder.com/uploads/company/custom_card_photo/93226/xxl_cropped_eee.jpg","logo_url":"https://uploads.wefunder.com/uploads/company/logo/93226/large_cropped_CB_Logo.png"},"links":{"company_url":"https://cardblanch.com"},"highlights":[],"quick_facts":[{"index":1,"claim_id":"claim-fact-1","value":"We enable users to utilize all their cards and currencies, including crypto all in place"},{"index":2,"claim_id":"claim-fact-2","value":"Card payments represent a $10 Trillion market opportunity"},{"index":3,"claim_id":"claim-fact-3","value":"Highly experienced FinTech team"},{"index":4,"claim_id":"claim-fact-4","value":"Card Blanch is a Serial RedDot award winner and backed by experts in fintech banking"},{"index":5,"claim_id":"claim-fact-5","value":"Featured on Yahoo, International Business Times, TechStartups, and more"},{"index":6,"claim_id":"claim-fact-6","value":"Successfully raised $950K of angel and crowdfunding investment, and"}],"team":[{"id":1889102,"entity_id":"wefunder:company_role:1889102","user_entity_id":"wefunder:user:1495305","role":"employee","name":"Leo Goriev","title":"Visionary","bio":"Tech entrepreneur. Owner and founder of several tech companies. Expert in software design and development.","avatar_url":"https://uploads.wefunder.com/uploads/company_role/custom_photo/1889102/square_cropped_IMG_8672.jpg?1763936714","profile_url":"https://wefunder.com/leogoriev","related_urls":["https://wefunder.com/leogoriev"]}],"featured_investors":[{"id":4858,"entity_id":"wefunder:company_investor_profile:4858","investor_profile_id":1042957,"investor_profile_entity_id":"wefunder:investor_profile:1042957","subject_entity_id":"wefunder:user:1518836","name":"Alty Inc.","bio":"Alty is an award-winning app design and development company. Our goal is to help startup entrepreneurs and companies implement innovations, making digital interaction with their products and services as simple as possible.","avatar_url":"http://uploads.wefunder.com/uploads/user/avatar/1518836/medium_blob.jpg","profile_url":"https://wefunder.com/altyincorporated","investment_total":650000,"investment_info":"Invested $50,000 this round \u0026 $600,000 previously","is_lead_investor":true,"related_urls":["https://wefunder.com/altyincorporated"]}],"investor_memos":[],"tab_counts":{"posts":2,"ask_questions":101,"featured_investors":1,"faq_entries":5},"active_fundraises":[{"id":75743,"entity_id":"wefunder:fundraise:75743","state":"open","offering_type":"4(a)(6)","funding_type":"note","structure":"ttw","security_type":"equity","currency":"USD","testing_the_waters":true,"min_purchase":100,"max_purchase":9,"funding_target":2500000.0,"funding_started_at":"2022-11-28T18:02:54Z"},{"id":49209,"entity_id":"wefunder:fundraise:49209","state":"successful","offering_type":"4(a)(6)","funding_type":"note","structure":"safe","security_type":"equity","currency":"USD","testing_the_waters":false,"min_purchase":100,"max_purchase":9,"funding_target":100000.0,"funding_started_at":"2021-09-15T00:55:02Z","funding_closed_at":"2022-05-04T05:02:02Z","auto_close_at":"2022-05-01T03:59:59Z"},{"id":49210,"entity_id":"wefunder:fundraise:49210","state":"successful","offering_type":"4(a)(6)","funding_type":"note","structure":"ttw","security_type":"equity","currency":"USD","testing_the_waters":true,"min_purchase":100,"max_purchase":9,"funding_target":50000.0,"funding_started_at":"2021-08-21T00:49:59Z"}],"latest_fundraise":{"id":75743,"entity_id":"wefunder:fundraise:75743","state":"open","offering_type":"4(a)(6)","structure":"ttw","testing_the_waters":true,"can_invest_now":true,"funding_started_at":"2022-11-28T18:02:54Z","funding_closed_at":null,"terms":{"eb":"$6M","nb":"$7M","txt":"valuation cap"}},"recent_posts":[{"id":148927,"entity_id":"wefunder:feed_item:148927","type":"FeedItem::Update","visibility":"public","title":"Happy New Year from Card Blanch Team!","preview":"2021 has been an excellent year for us. In September, we started the campaign on Wefunder, and, since then, we've already raised almost $600k!\u0026nbsp;We want to thank you, our dear investor! It wouldn't have happened without your support!From all Card Blanch team we wish you a Happy New Year, let all dreams come true!","published_at":"2021-12-31T18:39:03Z","author_name":"Leo Goriev","url":"/feed/148927","canonical_url":"https://wefunder.com/feed/148927"},{"id":148763,"entity_id":"wefunder:feed_item:148763","type":"FeedItem::Update","visibility":"public","title":"$200k in Less Than 48 Hours!","preview":"Thank you everyone for your trust and support! Lets disrupt the FinTech space together.","published_at":"2021-09-18T11:47:59Z","author_name":"Leo Goriev","url":"/feed/148763","canonical_url":"https://wefunder.com/feed/148763"}],"q_and_a":[{"id":188119,"entity_id":"wefunder:comment:188119","question":"Love what you guys are building. Great work! I see big potential in this idea.","author_name":"Casey Hoppe","votes":14,"created_at":"2022-01-13T10:08:34Z","canonical_url":"https://wefunder.com/mycardblanch#question-188119","answers":[{"id":196634,"entity_id":"wefunder:comment:196634","answer":"Thanks Casey!🙏","author_name":"Leo Goriev","votes":1,"created_at":"2022-03-16T04:09:15Z"}]},{"id":169412,"entity_id":"wefunder:comment:169412","question":"Wow, fintech is on the hype now. This seems very promising!","author_name":"Stephan Harris","votes":14,"created_at":"2021-09-15T17:00:34Z","canonical_url":"https://wefunder.com/mycardblanch#question-169412","answers":[{"id":169520,"entity_id":"wefunder:comment:169520","answer":"Thank you!","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-15T23:25:35Z"}]},{"id":169632,"entity_id":"wefunder:comment:169632","question":"Your company looks very cool and I really like the idea.","author_name":"Ethan Adkins","votes":12,"created_at":"2021-09-16T17:32:31Z","canonical_url":"https://wefunder.com/mycardblanch#question-169632","answers":[{"id":169661,"entity_id":"wefunder:comment:169661","answer":"Thanks!","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-16T18:49:33Z"}]},{"id":169628,"entity_id":"wefunder:comment:169628","question":"Great company and looks like a very talented team)","author_name":"Michael Fils","votes":11,"created_at":"2021-09-16T17:29:02Z","canonical_url":"https://wefunder.com/mycardblanch#question-169628","answers":[{"id":169662,"entity_id":"wefunder:comment:169662","answer":"Thanks:)","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-16T18:49:45Z"}]},{"id":189205,"entity_id":"wefunder:comment:189205","question":"Great idea but how feasible is the actual execution? Do you need to partner with every banking institution? What are the risks of product development being blocked by the banking or merchant ecosystem? Can you really figure out for each transaction what is the best card to use e.g. many cards have 3-2-1 category rewards or bonus rewards for the first 4 months etc. can you optimize rewards in such cases?","author_name":"Toma Gulea","votes":8,"created_at":"2022-01-19T23:04:08Z","canonical_url":"https://wefunder.com/mycardblanch#question-189205","answers":[{"id":201535,"entity_id":"wefunder:comment:201535","answer":"Hi Toma, There is no need to partner with every institution but we might partner with some of them. At some point of time there can be a risk that some merchants or institution won’t be able to integrate with us, so it will take more time to get them into the platform. We will be able to do that for most of the Banks, but there will still be some that might be tricky to do so.","author_name":"Leo Goriev","votes":0,"created_at":"2022-04-18T05:04:33Z"}]},{"id":169577,"entity_id":"wefunder:comment:169577","question":"I like it:)","author_name":"John Frankin","votes":8,"created_at":"2021-09-16T10:25:14Z","canonical_url":"https://wefunder.com/mycardblanch#question-169577","answers":[{"id":170054,"entity_id":"wefunder:comment:170054","answer":"Thank you","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-18T20:57:37Z"}]},{"id":171163,"entity_id":"wefunder:comment:171163","question":"This idea is great! Credit card rewards are so diverse and many card churners have their own crude method for tracking rewards. Do you have a patent on the software which picks the \"best\" reward rate and its appropriate card for each transaction?","author_name":"Evan Rowan","votes":7,"created_at":"2021-09-25T06:41:33Z","canonical_url":"https://wefunder.com/mycardblanch#question-171163","answers":[{"id":171753,"entity_id":"wefunder:comment:171753","answer":"Hi Evan, thanks for your question. The patent is filed.","author_name":"Leo Goriev","votes":0,"created_at":"2021-09-29T21:19:42Z"}]},{"id":213656,"entity_id":"wefunder:comment:213656","question":"Any update on status?","author_name":"Micah Fickett","votes":6,"created_at":"2022-08-02T20:15:15Z","canonical_url":"https://wefunder.com/mycardblanch#question-213656","answers":[]},{"id":169705,"entity_id":"wefunder:comment:169705","question":"Hi Leo: I have already invested. Would like to know more on the revenue generating. 1. Usually linked bank card will get the processing fees? how did you get revenue from here? 2. subscription- I cannot wait to start using it. Will you charge me if I want to use it? Please explain more. I would like to see ROI rather than just convenient. 3. other revenue stream. I appreciate it.","author_name":"Badal Haider","votes":5,"created_at":"2021-09-16T21:57:39Z","canonical_url":"https://wefunder.com/mycardblanch#question-169705","answers":[{"id":169763,"entity_id":"wefunder:comment:169763","answer":"Hi Mohammad, Thanks for your belief! 1. We plan to earn part of the interchange fee which pays the merchant for every transaction user makes with our card. 2. We are building a multi-bln company. As an example, the capitalization of Revolut is 33bln. Our product is different, and we don't need to compete with banks in people's minds. 3. We have a solid plan that was also approved by our fintech advisors - generating revenue from interchange fees, subscriptions, merchants and up-sales.","author_name":"Leo Goriev","votes":4,"created_at":"2021-09-17T08:57:34Z"}]},{"id":303714,"entity_id":"wefunder:comment:303714","question":"Looks like the CEO left he company in December 2024 according to Linkedin. This company was likely a scam.","author_name":"Adam Sampson","votes":4,"created_at":"2025-03-08T04:03:19Z","canonical_url":"https://wefunder.com/mycardblanch#question-303714","answers":[]},{"id":291575,"entity_id":"wefunder:comment:291575","question":"The silence is deafening...","author_name":"Adam Sampson","votes":4,"created_at":"2024-09-03T04:14:23Z","canonical_url":"https://wefunder.com/mycardblanch#question-291575","answers":[]},{"id":196946,"entity_id":"wefunder:comment:196946","question":"How would the transactions appear to the card issuer? For example, if I make a transaction at Starbucks using Card Blanch, which then charges it to an American Express card, would American Express see the transaction as Starbucks or Card Blanch?","author_name":"Alex Scott","votes":4,"created_at":"2022-03-17T21:40:32Z","canonical_url":"https://wefunder.com/mycardblanch#question-196946","answers":[{"id":201534,"entity_id":"wefunder:comment:201534","answer":"Hi Alex, Now It show up as Card Blanch with the reference to Starbucks.","author_name":"Leo Goriev","votes":1,"created_at":"2022-04-18T04:44:19Z"}]},{"id":188133,"entity_id":"wefunder:comment:188133","question":"The idea is brilliant. Do you project any new partnerships this year?","author_name":"Kelvin Swift","votes":4,"created_at":"2022-01-13T11:35:03Z","canonical_url":"https://wefunder.com/mycardblanch#question-188133","answers":[{"id":196629,"entity_id":"wefunder:comment:196629","answer":"Thanks Kevin, yes, we are negotiating several at the moment.","author_name":"Leo Goriev","votes":0,"created_at":"2022-03-16T04:03:05Z"}]},{"id":188123,"entity_id":"wefunder:comment:188123","question":"Hi team! what are your goals for 2022?","author_name":"Pansy Lang","votes":4,"created_at":"2022-01-13T10:28:33Z","canonical_url":"https://wefunder.com/mycardblanch#question-188123","answers":[{"id":195616,"entity_id":"wefunder:comment:195616","answer":"Hi, for 2022 we plan to launch, get first users and start another raise campaign","author_name":"Leo Goriev","votes":0,"created_at":"2022-03-09T07:54:48Z"}]},{"id":188120,"entity_id":"wefunder:comment:188120","question":"I have invested $1k and planning to invest more in the nearest future. When are you going to close this round?","author_name":"Jewell Rice","votes":4,"created_at":"2022-01-13T10:10:56Z","canonical_url":"https://wefunder.com/mycardblanch#question-188120","answers":[{"id":195617,"entity_id":"wefunder:comment:195617","answer":"Hi Jewell, thank you for your support! You can still invest 🙏","author_name":"Leo Goriev","votes":0,"created_at":"2022-03-09T07:56:11Z"}]},{"id":170737,"entity_id":"wefunder:comment:170737","question":"Leo, I believe in your idea and team!","author_name":"Robert Close","votes":4,"created_at":"2021-09-22T19:21:47Z","canonical_url":"https://wefunder.com/mycardblanch#question-170737","answers":[{"id":171745,"entity_id":"wefunder:comment:171745","answer":"Thanks Robert","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-29T20:40:45Z"}]},{"id":170732,"entity_id":"wefunder:comment:170732","question":"Can I still invest and how much can I invest?","author_name":"Dan Fishkin","votes":4,"created_at":"2021-09-22T19:18:51Z","canonical_url":"https://wefunder.com/mycardblanch#question-170732","answers":[{"id":171529,"entity_id":"wefunder:comment:171529","answer":"Hi Dan, you can still invest! Thanks","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-28T18:21:23Z"}]},{"id":170730,"entity_id":"wefunder:comment:170730","question":"Seems like a great idea. Good luck!","author_name":"Helen Brown","votes":4,"created_at":"2021-09-22T19:15:32Z","canonical_url":"https://wefunder.com/mycardblanch#question-170730","answers":[{"id":171744,"entity_id":"wefunder:comment:171744","answer":"Thank you Helen!","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-29T20:38:47Z"}]},{"id":170493,"entity_id":"wefunder:comment:170493","question":"Leo, I like your company. Thanks for the great answers to the questions below.","author_name":"Dana Kaas","votes":4,"created_at":"2021-09-21T20:10:24Z","canonical_url":"https://wefunder.com/mycardblanch#question-170493","answers":[{"id":170506,"entity_id":"wefunder:comment:170506","answer":"Hi Dana, thank you for your investment and the support!","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-21T20:32:11Z"}]},{"id":170469,"entity_id":"wefunder:comment:170469","question":"Will Card Blanch expand to Europe/UK/Worldwide?","author_name":"Tom J. Castella","votes":4,"created_at":"2021-09-21T19:21:17Z","canonical_url":"https://wefunder.com/mycardblanch#question-170469","answers":[{"id":170490,"entity_id":"wefunder:comment:170490","answer":"Hi Tom, thanks for your investment! We already have negotiations to expand to the Middle East, where our product is in high demand too.","author_name":"Leo Goriev","votes":2,"created_at":"2021-09-21T20:03:16Z"}]},{"id":170459,"entity_id":"wefunder:comment:170459","question":"Hi! I really want to invest. Your product seems awesome.","author_name":"Kimberly Lee","votes":4,"created_at":"2021-09-21T19:06:03Z","canonical_url":"https://wefunder.com/mycardblanch#question-170459","answers":[{"id":170482,"entity_id":"wefunder:comment:170482","answer":"Hi Kimberly. Thanks for your interest. You can still invest!","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-21T19:48:41Z"}]},{"id":170033,"entity_id":"wefunder:comment:170033","question":"Not a question. But I like the idea. I have 3 credit cards that I use daily. Finally, I don't need to think of them all.","author_name":"Esther Azmack","votes":4,"created_at":"2021-09-18T19:09:30Z","canonical_url":"https://wefunder.com/mycardblanch#question-170033","answers":[{"id":170465,"entity_id":"wefunder:comment:170465","answer":"Thanks Esther.","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-21T19:14:43Z"}]},{"id":169605,"entity_id":"wefunder:comment:169605","question":"Just want to say that this is a very great idea!","author_name":"Ramon Encarnacion","votes":4,"created_at":"2021-09-16T15:21:14Z","canonical_url":"https://wefunder.com/mycardblanch#question-169605","answers":[{"id":169606,"entity_id":"wefunder:comment:169606","answer":"Thank you","author_name":"Leo Goriev","votes":1,"created_at":"2021-09-16T15:30:07Z"}]},{"id":307444,"entity_id":"wefunder:comment:307444","question":"May we please have an update?","author_name":"Brian Treich","votes":3,"created_at":"2025-05-04T14:40:41Z","canonical_url":"https://wefunder.com/mycardblanch#question-307444","answers":[]},{"id":305679,"entity_id":"wefunder:comment:305679","question":"I texted Leo couple of times; no response.","author_name":"Badal Haider","votes":3,"created_at":"2025-04-09T18:23:49Z","canonical_url":"https://wefunder.com/mycardblanch#question-305679","answers":[]}],"faq":[{"question":"Wow, fintech is on the hype now. This seems very promising!","answer":"Thank you!"},{"question":"Usually I invest in the companies I use myself. I really like this idea, I'm in:)","answer":"Thank you!"},{"question":"I like it:)","answer":"Thank you"},{"question":"Hi, is it crowdfunding or Reg A+?","answer":"It is Reg CF crowdfunding."},{"question":"Just want to say that this is a very great idea!","answer":"Thank you"}]}}}