Company Profile (AI Text)
Name: Cedar Credit Builder
Canonical URL: https://wefunder.com/cedar
Updated at: 2026-06-02T05:00:36Z

Tagline: Building the world's most innovative personal finance and credit solutions.
Elevator pitch: Cedar has developed an innovative credit builder to remove the pain points currently being experienced by consumers trying to build credit before they need to use it. The Cedar Credit Builder is a cashflow data-based line of credit with automated weekly mini disbursements and repayments, that allow our consumers to build credit on auto-pilot. The payments are reported to the credit bureaus each month to help the consumer build a positive payment history and build a strong credit profile.

Key claims:
- Total raised on Wefunder: 273757 | citation: https://wefunder.com/cedar#claim-total-raised
- Total investors: 62 | citation: https://wefunder.com/cedar#claim-total-investors

Verified facts:
- Total raised on Wefunder: 273757 | observed_at: 2026-06-02T05:00:36Z | expires_at: 2026-06-03T05:00:36Z
- Total investors: 62 | observed_at: 2026-06-02T05:00:36Z | expires_at: 2026-06-03T05:00:36Z

Computed metrics:
- total_amount_raised: 273757
- total_investors: 62
- team_size: 3
- featured_investor_count: 1
- faq_count: 5
- recent_post_count: 0

Quick facts:
- 📈 Strategic partners with over 10 million prospective customers and $100 million in annual revenue | citation: https://wefunder.com/cedar#claim-fact-1
- 🏦 Industry leading bank partner contracted and path to expedited product expansion | citation: https://wefunder.com/cedar#claim-fact-2
- 💻 Highly skilled founding team and successful startup founder experience with over $9MM raised | citation: https://wefunder.com/cedar#claim-fact-3
- 💪 Huge market opportunity, with value soaring from $36B to $722B by 2028. 47% Annual Growth Rate | citation: https://wefunder.com/cedar#claim-fact-4
- 💰Top industry advisors that have founded companies worth over $1 BILLION | citation: https://wefunder.com/cedar#claim-fact-5
- 🙌 Beta users successfully onboarded with eligibility 100% confirmed | citation: https://wefunder.com/cedar#claim-fact-6
- 💳 Partnership with CoreCard, the processor for Apple Card and Kabbage | citation: https://wefunder.com/cedar#claim-fact-7
- 🎉 Went through Falls Fintech accelerator 2020, an industry leader in bringing top startups to market | citation: https://wefunder.com/cedar#claim-fact-8

FAQ:
- Q: Your slide about competition seems pretty salesy. Still, in-depth understanding is needed to be the best of them all, to win the heart of the customer and to become world's #1.
  A: Aldert- This is a great point. As we look at the competitive landscape, Cedar's objective is to eliminate the unnecessary hurdles that consumers are being required to clear in order to develop a credit profile. Our competitors are currently offering solutions that either require the consumer to put up their own money as collateral (Security Deposit/CD-Backed Installment), do not impact all of the consumer's credit scores (FICO 1-9, Vantage 1-4, Experian, Equifax, Transunion, etc.), minimal ov...
- Q: Hello Adam, what was your total money raised in your previous fund raise round during which Black Canyon invested $200,000.
  A: Hello Phid! We raised $30,000 and bootstrapped to get us to this current raise. Black Kanyon's $200,000 investment is part of this Seed round which is currently active. Please let me know if you have any further questions.
- Q: Hi Adam, I see my contract changed to new valuation (as opposed to the early bird valuation i invested at). Any reason why this change was made? Now i am getting message from WeFunder that i have to re-sign the contract. Can you pls. calrify?
  A: Vijay- I will work with the Wefunder team to determine what happened and make sure your terms are designated correctly. Thank you for the heads up on this, Vijay. I will email you directly with feedback/resolution. If anyone else has experienced and issue with their terms, please reach out to me directly and I will make sure everything is sorted out on Wefunder's side. Thank you.
- Q: Hi, how much you are raising? Thanks!
  A: The Cedar team has worked extensively on minimizing our integration costs with our bank partner and have adjusted our fundraising goal down to $550,000. We will still be able to progress to a launch with the current volume of committed funds, but will have to limit our MVP servicing capability from 1000 users to 500 users. No matter where we are in fundraising, we will be closing this Wefunder campaign at the end of July. The committed funds are needed to finalize our bank implementation and ...
- Q: Can you give a final update of progress so far before next week's close?
  A: Cedar has been heads down in our efforts to complete onboarding with our bank partner as efficiently as possible. When it comes to bank partnerships, these relationships take a long time to cultivate and implement and Cedar has been ahead of the curve when it comes to reaching launch timelines. On top of our banking relationships Cedar has executed strategic partnership agreements with MX, Array.com, Modern8. MX: Data aggregation, Banking Ui/UX, Future Strategic Implementation for Financial A...